Written by Joseph Chin of theedgemalaysia.com
KUALA LUMPUR: With the FBM KLCI closing at a historic high of 1,575.01 on Wednesday, June 29, aided by a late nudge of selected index-linked stocks, investors would want to watch if the index can extend the gains.
With the second quarter coming to a close on Thursday, 30, perhaps it is possible to see mild gains due to window dressing. However, investors may have to brace for some profit taking before the KLCI can build a stronger base to scale higher.
External factors including the Greek debt issue would be in focus on Thursday. Reuters reported equities gained strongly and the euro rose on Wednesday as investors bet on the ability of Greece's government to pass new austerity measures designed to prevent the country from going bankrupt.
Stocks to watch on Bursa Malaysia include MALAYSIAN RESOURCES CORP [] Bhd (MRCB), YINSON HOLDINGS BHD [], Berjaya Corp Bhd, HIAP TECK VENTURE BHD [] and KNM GROUP BHD [].
MRCB is collaborating up with the Korean Teachers’ Credit Union (KTCU) to collaborate in potential future projects.
KTCU is a Korean government guaranteed welfare agency with about US$17 billion of assets under its management and nine affiliated business organisations.
KTCU is an investor of two real estate funds established by HanaDaol for two projects in Kuala Lumpur Sentral, which are Tower 2 Lot G and Q Sentral, with a total investment value of RM660 million.
Yinson and its partner Petrovietnam Technical Services Corporation have secured a US$331.15 million (RM1.01 billion) to provide a floating storage and off-loading (FSO).
The total contract value of RM1.01 billion was for 20 years, of which RM626.81 million was for the firm period of 10 years and the remaining RM383.20 million was for options to extend for another 10 years in four different periods.
Yinson will have a 49% stake in JV and PTSC 51%. Yison’s cash injection in the JV is expected to be RM55.125 million.
To finance it, part of it would be from a renounceable two-call rights issue of up to 131.85 million rights shares on the basis of three rights shares for every two existing shares held.
Yinson's net profit of RM7.14 million for the quarter ended April 30 versus RM4.67 million a year ago. Revenue was higher at RM196.80 million compared with RM184.31 million.
However, Yinson has only cash and bank balances of RM4.74 million as at April 30, 2011 while receivables are RM260.23 million. Short-term borrowings, categorised under current liabilities, are RM138.88 million.
Berjaya Corporation’s fourth quarter earnings fell 27.9% to RM103.61 million in the period ended April 30 from RM143.85 million, partly due to the impairment in value and losses from sale of investments.
Revenue was RM1.87 billion compared with RM1.89 billion while earnings per share were 2.37 sen compared with 3.39 sen. Its pre-tax profit of RM261.61 million was a decrease of 12.2% from RM298.06 million a year ago. It proposed a 2% single-tier exempt dividend per share.
For the financial year ended April 30, 2011, the net profit was RM348.08 million compared with RM79.99 million in FY10 while revenue was higher at RM7.11 billion compared with RM6.75 billion a year ago.
Hiap Teck’s net profit slumped 67.8% to RM5.42 million in the third quarter ended April 30, 2011 from RM16.87 million a year ago but the steel maker expected domestic steel demand to pick up.
Revenue declined 18.3% to RM236.45 million from RM289.62 million while earnings per share were 1.69 sen compared with 5.24 sen. Hiap Teck said pre-tax profit of RM8.20 million was 64% lower than the RM22.56 million a year ago.
KNM Group Bhd is tendering for about RM17 billion worth of contracts as at end-May and expects a success rate of about 20%.
Group managing director Lee Swee Eng said he was also positive on the outlook in the second half as the contracts secured last year were now being realised.
"For our tender book, the success rate before 2008 was in the range of 25% to 30%. But since the last two years due to the competitive market, we have seen our success rate at 20%. So assuming that you can get 20% of RM17 billion, maybe we have a prospect of RM3.4 billion of new orders," he said.
Wednesday, June 29, 2011
Stocks to watch 20110628: Cypark, Muhibbah, Ingress, MMC
Written by Joseph Chin of theedgemalaysia.com
KUALA LUMPUR: With the FBM KLCI closing at 1,570 on Tuesday, June 28, can the 30-stock index cross the historic high of 1,574.49 scaled on Jan 17 this year before the market came off?
The gains on Bursa Malaysia were driven by CIMB, whose 23 sen gain to close at RM8.98 pushed the index up by a hefty 3.97 points. GENTING BHD []’s gain of 20 sen to RM11.18 added another 1.72 points to the index.
MSM Holdings Bhd was the star of the day, jumping RM1.39 or 39.7% to close at RM4.89 with 101.92 million shares done on its trading debut.
Can investors expect some profit taking to set in after the stellar performance?
MSM’s institutional price was fixed at RM3.50 and for retail investors at RM3.38 per share after the book-building exercise. AmResearch has valued MSM at RM4.53 per share while RHB Research Institute had accorded a fair value of RM4.90 to the shares.
Other stocks to watch are CypARK RESOURCES BHD [], MUHIBBAH ENGINEERING (M) BHD [], INGRESS CORPORATION BHD [], MMC Corp Bhd and ALIRAN IHSAN RESOURCES BHD [] (AIRB).
Cypark Resources Bhd posted net profit of RM6.22 million in the second quarter ended April 30, 2011 on the back of RM40.98 million in revenue. Earnings per share were 4.0 sen. The second quarter revenue was about RM1.6 million lower than in the first quarter.
It said the second quarter revenue was generated mainly from the second phase of the national landfill restoration projects and foundation works for the leachate treatment plans.
Muhibbah said it believes it will not have to write down RM300 million in outstanding payments due from its major client Asia Petroleum Hub (APH), which was reported to be in receivership.
Muhibbah managing director Mac Ngan Boon said APH was actively speaking to potential investors and hoped for a resolution "soonest". He added: "We do not believe there will be a write down. We believe there are other solutions.”
To recap, APH is the developer and operator of the APH oil terminal in Johor and had awarded Muhibbah the marine piling and jetty works worth RM820 million.
The Horizon Growth Fund NV of Curacao in the Caribbean has emerged as a substantial shareholder in Ingress Corp Bhd with 5.089 million shares or 6.6%.
Meanwhile, Ingress reported net profit for the first quarter ended April 30, 2011 fell 34% to RM6.94 million from RM10.47 million a year earlier, due to a one time gain on disposal of shares totaling RM7.6 million included in 1Q 2010 net profit.
Revenue for the quarter slipped to RM175.07 million from RM180.41 million in 2010. Earnings per share were 9 sen, while net assets per share was RM2.08. It expects its automotive division to further improve during the financial year.
Aliran Ihsan Resources is teaming up with MMC Corp Bhd to bid for the proposed Bertam DAF phase 2 water treatment plant in Durian Tunggal, Melaka.
The JV involves AIRB’s unit Southern Water TECHNOLOGY [] Sdn Bhd and MMC’s unit MMC Engineering Services Sdn Bhd.
Water-related and pipe manufacturers could see trading interest after the government proposed to have an inter-state piped water system to channel raw water between states.
Energy, Green Technology and Water Minister Datuk Seri Peter Chin Fah Kui said the system would enable the transfer of water to the drought-affected states. He added that it would also be a long-term solution to the water supply shortage in various states.
SIG Gases Bhd inked an MoU with Japan-based Iwatani Corporation Bhd (IC) to establish a partnership to set up a helium refilling plant in Southern Industrial Gas plant in Senai, Johor.
Malaysian Genomics Resource Centre Berhad (MGRC) has launched a range of comprehensive genetic screening services, as well as an all-in-one test for a multitude of infectious diseases.
The company, which specialises in genome sequencing and analysis services, said on Tuesday, June 28 the services would be available through hospitals and other primary care centres around Malaysia.
IRIS CORPORATION BHD [] expects to raise gross proceeds of RM25.52 million from a proposed private placement exercise of up to 10% of its paid-up share capital. It plans to use RM25.37 million of the proceeds as working capital and the remaining RM150,000 as estimated expenses relating to the proposed private placement.
Iris said the RM25.52 million in proceeds would be based on an indicative issue price of 15 sen per placement share.
KUALA LUMPUR: With the FBM KLCI closing at 1,570 on Tuesday, June 28, can the 30-stock index cross the historic high of 1,574.49 scaled on Jan 17 this year before the market came off?
The gains on Bursa Malaysia were driven by CIMB, whose 23 sen gain to close at RM8.98 pushed the index up by a hefty 3.97 points. GENTING BHD []’s gain of 20 sen to RM11.18 added another 1.72 points to the index.
MSM Holdings Bhd was the star of the day, jumping RM1.39 or 39.7% to close at RM4.89 with 101.92 million shares done on its trading debut.
Can investors expect some profit taking to set in after the stellar performance?
MSM’s institutional price was fixed at RM3.50 and for retail investors at RM3.38 per share after the book-building exercise. AmResearch has valued MSM at RM4.53 per share while RHB Research Institute had accorded a fair value of RM4.90 to the shares.
Other stocks to watch are CypARK RESOURCES BHD [], MUHIBBAH ENGINEERING (M) BHD [], INGRESS CORPORATION BHD [], MMC Corp Bhd and ALIRAN IHSAN RESOURCES BHD [] (AIRB).
Cypark Resources Bhd posted net profit of RM6.22 million in the second quarter ended April 30, 2011 on the back of RM40.98 million in revenue. Earnings per share were 4.0 sen. The second quarter revenue was about RM1.6 million lower than in the first quarter.
It said the second quarter revenue was generated mainly from the second phase of the national landfill restoration projects and foundation works for the leachate treatment plans.
Muhibbah said it believes it will not have to write down RM300 million in outstanding payments due from its major client Asia Petroleum Hub (APH), which was reported to be in receivership.
Muhibbah managing director Mac Ngan Boon said APH was actively speaking to potential investors and hoped for a resolution "soonest". He added: "We do not believe there will be a write down. We believe there are other solutions.”
To recap, APH is the developer and operator of the APH oil terminal in Johor and had awarded Muhibbah the marine piling and jetty works worth RM820 million.
The Horizon Growth Fund NV of Curacao in the Caribbean has emerged as a substantial shareholder in Ingress Corp Bhd with 5.089 million shares or 6.6%.
Meanwhile, Ingress reported net profit for the first quarter ended April 30, 2011 fell 34% to RM6.94 million from RM10.47 million a year earlier, due to a one time gain on disposal of shares totaling RM7.6 million included in 1Q 2010 net profit.
Revenue for the quarter slipped to RM175.07 million from RM180.41 million in 2010. Earnings per share were 9 sen, while net assets per share was RM2.08. It expects its automotive division to further improve during the financial year.
Aliran Ihsan Resources is teaming up with MMC Corp Bhd to bid for the proposed Bertam DAF phase 2 water treatment plant in Durian Tunggal, Melaka.
The JV involves AIRB’s unit Southern Water TECHNOLOGY [] Sdn Bhd and MMC’s unit MMC Engineering Services Sdn Bhd.
Water-related and pipe manufacturers could see trading interest after the government proposed to have an inter-state piped water system to channel raw water between states.
Energy, Green Technology and Water Minister Datuk Seri Peter Chin Fah Kui said the system would enable the transfer of water to the drought-affected states. He added that it would also be a long-term solution to the water supply shortage in various states.
SIG Gases Bhd inked an MoU with Japan-based Iwatani Corporation Bhd (IC) to establish a partnership to set up a helium refilling plant in Southern Industrial Gas plant in Senai, Johor.
Malaysian Genomics Resource Centre Berhad (MGRC) has launched a range of comprehensive genetic screening services, as well as an all-in-one test for a multitude of infectious diseases.
The company, which specialises in genome sequencing and analysis services, said on Tuesday, June 28 the services would be available through hospitals and other primary care centres around Malaysia.
IRIS CORPORATION BHD [] expects to raise gross proceeds of RM25.52 million from a proposed private placement exercise of up to 10% of its paid-up share capital. It plans to use RM25.37 million of the proceeds as working capital and the remaining RM150,000 as estimated expenses relating to the proposed private placement.
Iris said the RM25.52 million in proceeds would be based on an indicative issue price of 15 sen per placement share.
Tuesday, June 28, 2011
做檢測救精子‧避免做人難
（檳城訊）超過一半的現代人認為自己身體健康，沒必要在婚前進行身體檢查，但往往在發生難孕或流產時，才察覺要達成優生優育，健康是主要的關鍵。
如果女性在出現難孕或流產後，經過檢查卻沒問題，以判斷是否有一些疾病或因素導致難孕或流產，男性即應該及時去做檢查，以改善胎兒流產的機率。
陳品廷醫師指出，男性與優生優育有著很密切的關係。男性應在打算生育之前做一個全面的檢查，以判斷是否存有一些疾病，避免胎兒流產。
曾有研究顯示，針對難孕夫婦中男性的精液進行檢測時，結果不是很樂觀。當中大部份的男性精子數量減少、活動力偏低，身體反應能力下降，所以造成難孕或流產。而經過有目標及適當的治療後，也發現因精子質量問題而造成的流產機率明顯地大大的降低，這表示在生育之前檢查精子的情況是很重要的。
“很多男性自尊心過重，並認為做檢測即表示‘無能’，進而否認是自己的問題，或怕無法接受結果而產生自卑感，其實這是個錯誤的想法。做檢測並非表示‘性無能’，而是從中瞭解是甚麼因素導致難孕或流產，然後從中進行適當的治療，改善難孕或流產的狀況。”
詳述病情有助治療
陳品廷表示，因男性而引起的流產，主要原因是弱精症與不育症。在臨床上可以導致不育的疾病有很多，如隱睪症、沙眼衣原體感染、支原體感染、腮腺炎後遺症以及精索靜脈曲張等。如果不幸患上以上疾病，除了可引發不育症，也會危及健康，唯有及早檢查後把引起不育的疾病醫治好，即可解決不育的問題，同時保有健康的體魄。
她指出，男性不育的主要症狀有陽痿、不射精、精液過少、血精、射精疼痛、排尿困難或白濁等。陽痿是指陰莖不能勃起，或勃起不堅硬，以致不能進行性事；血精即是精液呈粉紅色或夾有血絲；白濁是指男性尿液中混夾精液，或排尿後有精液狀濁物。
她建議，懷疑自己可能患有弱精症或不育症的男性，可到醫院的泌尿外科做檢查，並主動講明病情經過，如同房經歷、性愛次數、性交射精狀況、性交的間隔時間、是否長期服藥、有沒有性病、泌尿系統是否受感染、是否長期吸煙飲酒或吸毒等，才能得到精準的結論。
適當補充微量元素
她表示，不同的檢測是針對不同的症狀進行更深入的分析，以達到準確的診斷及進行適當的治療。
一般上，男性的檢查包括有精液檢查、內分泌功能檢查、睪丸活檢、免疫學檢查、輸精管道的X線造影檢查、多普勒超聲檢查、染色體檢查、前列腺液檢查以及體外精子穿透試驗等。
她強調，在診斷明確後，患者應認真聽取醫者的建議，採用適合的方法治療，如藥物治療、針灸等，因人而異。譬如說，有些精液偏少的患者，可以進行食療與適當地控制性行為，可致使精充液滿。如果是精神因素引起，則應保持心情舒暢，與另一半協調好，以作好心理的調護迎接新生命的到來。
“同時男性也應注意飲食的缺鋅少硒，因微量元素鋅可促進精子的活動力，能防止精子過早解體，有助與卵子結合。而硒也是欲生育的男性不可少的微量元素，曾有研究顯示不育的男性精液中硒含量不足。所以男性應多吃蔬菜、水果、魚類及蝦類等補充鋅硒元素，並同時進行適當的藥補，以確保身體有足夠的微量元素，以提高精子的活力和質量。”
【弱精不育9檢查】
1. 精液檢查
判斷男性生育能力的最重要的和必須進行的檢查項目，有時要多次重複。
2. 內分泌功能檢查
生精細胞的發育與分化依賴於機體整個內分泌系統功能的協調，通過內分泌檢查可以了解機體內分泌功能，尤其是與精子發生關係最為密切的下丘腦―垂體―睪丸軸系的功能是否正常，如果不正常，則要查清是哪個環節發生了問題，以便明確不孕的原因，進行適當治療。
3. 睪丸活檢
主要可以了解睪丸的微細結構及生精上皮的生精狀況有無異常，間質細胞的發育情況是否正常等等。目前已廣泛用於男性不育的診斷。此外，睪丸活檢還可以用於睪丸腫瘤的診斷。
4. 免疫學檢查
有些不育症與體內存在精子抗體（精子凝集抗體等）有關，因此有時還需進行有關的免疫學檢查。
5. 輸精管道的X線造影檢查
可根據情況進行附睪造影、輸精管精囊造影和尿道造影等，主要用於疑有輸精管道梗阻的患者，以明確輸精管道有無發育異常、畸形，是否通暢，以及梗阻部位等。
6. 多普勒超聲檢查
主要用於懷疑有精索靜脈曲張（尤其是隱性靜脈曲張）而通過一般視診、觸診等檢查難以發現和明確者。
7. 染色體檢查
隨着遺傳學的發展，已發現有部分不孕、不育（尤其習慣性流產）的原因系夫妻雙方或一方染色體異常所致。這些異常可表現為染色體數目的增減或結構的異常（如染色體的斷裂、缺失和易位等）。因此對部分不孕不育患者，必要時尚須做染色體檢查。
8. 前列腺液檢查
9. 體外精子穿透試驗
【如何分析精液檢查化驗單】
1. 顏色
正常精液為灰白色或乳白色，若為紅色或暗紅色為“血精”，見於生殖系炎症、結核或腫瘤；若為膿性，則多為精囊炎或前列腺炎。
2. 精液
量正常男性一次排精約為3至5毫升，若少於1.5毫升，則視為少精，若僅為幾滴或無精液排出，稱“無精液症”，見於結核、淋病，常導致不育；一次射精多於8毫升，稱精液過多。由於稀薄，也影響受孕。
3. 液化時間
剛射出的精液為膠凍狀，3 0分鐘後可自行液化，若射出後即為“米湯樣”，多見於炎症，若遲遲不能液化，多見於前列腺炎，可影響生育。
4. 酸鹼性
正常為弱鹼性，PH7.2至8.6。PH過低或過高，均可影響精子活動，不利受孕。
5. 精子數
正常為（60至150）×109/L，受孕最低限為20×109/L。臨床上也有人按一次排精總數報告，正常4至6億，少於1億為“少精症”，是不育的主要原因。
6. 精子活動力
正常射精後60分鐘內，至少有50%的精子游動十分活躍，若少於40%，則可能成為不育原因。
7. 精子形態
正常似“蝌蚪”，若出現大頭、小頭、尖頭、雙頭、分枝、雙體、雙尾、短尾、卷曲尾等畸形，則會影響生育。
8. 其他
精液中不應有過多紅細胞、白細胞或瘤細胞，也不應有抗精子抗體，否則也是男性不育原因之一。（光明日報／良醫‧報導：雷淑貞）
[光明日報／良醫]
Muhibbah: No writedown for APH project
Muhibbah Engineering (M) Bhd believes it will not have to write down as much as RM300 million due to its involvement in the Asia Petroleum Hub (APH) Sdn Bhd project in Johor.
Managing Director Mac Ngan Boon said this was despite the fact that Asia Petroleum Hub was actively speaking to potential investors and hoped for a resolution as soon as possible.
"We don't wish there will be a write down. We believe there are other solutions," he said when commenting on recent news that the company has been placed under receivership by CIMB Bank Bhd mainly as the former was unable to bring in other investors to help fund development and repay its borrowings.
Earlier, he attended the company's annual general meeting.
APH is the developer and operator of the APH Oil Terminal in Tanjung Bin, Johor, and had awarded Muhibbah Engineering the marine piling and jetty work worth RM820 million.
However, cost escalation due to APH funding issues led to the stalling of payments due to Muhibbah Engineering.
Muhibbah Engineering, in a filing to Bursa Malaysia recently, had said APH had identified an investor and was negotiating to fully finance completion of the project.
Mac said the bankers and APH will have to sit down and talk to continue the project as it was a national project and has to be completed.
On another matter, Mac said Muhibbah Engineering had bidded for few jobs involving the Light Rail Transit (LRT) extension project in Klang Valley.
The proposed Kelana Jaya LRT extension line will run from Lembah Subang-Kelana Business Centre through Subang, USJ, Alam Megah and ends at the hub in Putra Heights.
The proposed line, comprising 13 stations, will cover about 17km.
The proposed Ampang LRT extension line will run from the present Sri Petaling station, through Puchong, Kinrara and ends at the hub in Putra Heights.
Meanwhile, Mohamed Taib Ibrahim, Muhibbah Engineering chairman and independent non-executive director, said the company will continue to focus on its core capabilities and build on its inherent competitiveness.
He said the group will continue to leverage on its established track record and expertise.
"Our position as a crane manufacturer and a vessel builder as well as an oil and gas infrastructure construction specialist within the oil and gas industry will ensure the group's ongoing growth and development for the years ahead," he said.
He said Muhibbah Engineering recorded RM1.77 billion lower sales revenue for last year compared with RM2.25 billion in 2009.
Mohamed Taib said this was due to a lower turnover for the construction and crane divisions.
Nevertheless, he said, the company recorded a higher net profit after tax and minority interests of RM32.94 million last year as compared to RM16.98 million in 2009.
"This was mainly due to better efficiency from our crane and shipyard subsidiaries," he added. -- Bernama
Read more: Muhibbah: No writedown for APH project http://www.btimes.com.my/Current_News/BTIMES/articles/20110628211012/Article/index_html#ixzz1QZmKcOni
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Liang Chai Comments: Muhibah really dare to annnoucement the news like that... 4 8 terrible.
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Managing Director Mac Ngan Boon said this was despite the fact that Asia Petroleum Hub was actively speaking to potential investors and hoped for a resolution as soon as possible.
"We don't wish there will be a write down. We believe there are other solutions," he said when commenting on recent news that the company has been placed under receivership by CIMB Bank Bhd mainly as the former was unable to bring in other investors to help fund development and repay its borrowings.
Earlier, he attended the company's annual general meeting.
APH is the developer and operator of the APH Oil Terminal in Tanjung Bin, Johor, and had awarded Muhibbah Engineering the marine piling and jetty work worth RM820 million.
However, cost escalation due to APH funding issues led to the stalling of payments due to Muhibbah Engineering.
Muhibbah Engineering, in a filing to Bursa Malaysia recently, had said APH had identified an investor and was negotiating to fully finance completion of the project.
Mac said the bankers and APH will have to sit down and talk to continue the project as it was a national project and has to be completed.
On another matter, Mac said Muhibbah Engineering had bidded for few jobs involving the Light Rail Transit (LRT) extension project in Klang Valley.
The proposed Kelana Jaya LRT extension line will run from Lembah Subang-Kelana Business Centre through Subang, USJ, Alam Megah and ends at the hub in Putra Heights.
The proposed line, comprising 13 stations, will cover about 17km.
The proposed Ampang LRT extension line will run from the present Sri Petaling station, through Puchong, Kinrara and ends at the hub in Putra Heights.
Meanwhile, Mohamed Taib Ibrahim, Muhibbah Engineering chairman and independent non-executive director, said the company will continue to focus on its core capabilities and build on its inherent competitiveness.
He said the group will continue to leverage on its established track record and expertise.
"Our position as a crane manufacturer and a vessel builder as well as an oil and gas infrastructure construction specialist within the oil and gas industry will ensure the group's ongoing growth and development for the years ahead," he said.
He said Muhibbah Engineering recorded RM1.77 billion lower sales revenue for last year compared with RM2.25 billion in 2009.
Mohamed Taib said this was due to a lower turnover for the construction and crane divisions.
Nevertheless, he said, the company recorded a higher net profit after tax and minority interests of RM32.94 million last year as compared to RM16.98 million in 2009.
"This was mainly due to better efficiency from our crane and shipyard subsidiaries," he added. -- Bernama
Read more: Muhibbah: No writedown for APH project http://www.btimes.com.my/Current_News/BTIMES/articles/20110628211012/Article/index_html#ixzz1QZmKcOni
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Liang Chai Comments: Muhibah really dare to annnoucement the news like that... 4 8 terrible.
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弱精症影響“子彈”進程‧有喜難安
（檳城訊）造成胎兒流產的原因很多，在傳統觀念中，一直都把流產歸為女性的責任與問題，卻沒有想過男性也是導致胎兒流產的因素之一。
隨著醫學的發展，以往被歸類為“不明因素”的流產，當中有些問題可能是來自男性。
中醫婦科醫師陳品廷表示，因男性引起的流產，主要原因是弱精症。
她指出，優生優育不只是女性方面的問題，男性也是扮演重要角色。優生優育是指生一個健康聰明，並用科學的育兒知識與方法撫育孩子。最好的優生優育情況就是好的精子與好的卵子結合，但是對於弱精症患者來說，是很難達到優生的效果的。
“在臨床上，雖然一些弱精症患者也能夠讓女方懷孕，但是相對於較優秀的精子與卵子結合的成功率卻是有明顯的差別的。因為弱精症對精子在陰道裡的生存時間、精子和卵子的結合以及受精卵著床這一段漫長的‘旅程’都具有很大的影響的作用。”
強忍不發
影響精子素質
她表示，很多人認為能夠懷孕，即證明精子沒問題，這並不完全正確，弱精症也有輕微與嚴重之分，在正常的情況下，只有能夠前進的精子才能確保精子抵達輸卵管壺腹部與卵子結合形成受精卵，輕度的弱精症患者一般也可以令伴侶受孕。
她講解道，正常離體後的精子，在精液液化前活動是受到限制，一旦精液液化，精子即刻能表現出良好的運動能力。如果因某種因素影響精子的運動功能，尤其是不能前進者，將導致精子無法在黃金時間內游到卵子所在位置，就不可能出現受精狀況。
“正常的每毫升精液至少有兩千萬個精子，如果比正常量少，就會降低懷孕的機率。有些人為了增加懷孕機率，即把精子儲存起來，待受孕高峰期才射精，這是錯誤的做法。因男性的精子每天都會更新，只是量不同而已。男人在射精後，新產生的精子到成熟為時一週，如果精液太久沒排出體外，就會影響精子的素質。低質量的精子較難與卵子結合。”
及早治療
以免導致不育
陳品廷醫師表示，如果弱精症患者沒有進行適當的醫治，或導致不育。而導致男性不育的原因有很多，如先天性發育異常、遺傳性疾病、內分泌異常、免疫功能異常、理化因素的影響、生殖系統的感染、輸精管道梗阻、精索靜脈曲張以及性功能障礙等。其主要因素是精子數量太少、精子活動力太弱、精子畸形、無精症或性交困難等。
有些屬於畸形的精子無法穿透卵子外殼，進而很難達到受精目的。也有一些男性雖然具有射精能力，但精液內沒有精子，所以根本不能讓伴侶受孕，此屬無精症。無精症可分為阻塞性無精症及非阻塞性無精症。阻塞性無精症是由感染或先天性精索缺損引起；非阻塞性無精症則是由先天染色體異常、隱睪症、少年時患過腮腺炎等引起。此外，有些男性則是因為有早泄或性無能障礙，進而造成性交困難。
陳品廷醫師強調，在臨床上可以導致不育的疾病有很多，只要把引起不育的疾病醫治好，即可解決不育的問題。通常可導致男性不育的疾病有隱睪症、沙眼衣原體感染、支原體感染、腮腺炎後遺症以及精索靜脈曲張等。如果不幸患上以上疾病，不但會引發不育症，還會損害身體健康，所以一定要及早檢查與治療。
常泡熱水澡
易致不育症
陳品廷醫師指出，男性的陰囊位於軀幹下方屬於懸垂狀，陰囊的皮膚有許多皺褶，汗腺也十分發達，這些結構有利於睪丸的散熱，使陰囊溫度永遠比體腔內溫度低4℃左右，比體溫低l至2℃。而這一低於體腔的溫度，恰是睪丸生精上皮最適合的生精溫度。精子的產生需要這一特定的溫度環境，所以如果時常沖或泡熱水澡的男子，就比較容易患上弱精症或不育症。
“如果陰囊的溫度過高，就會嚴重影響生精上皮的功能，造成生精障礙。所以經常沖或泡熱水澡的人，會因為陰囊的溫度時常偏高，而不適合產生精子，從中導致精液質量下降，進而增加患上不育症的機率。男士們應儘量減少沖或泡熱水澡。”
【導致男性不育5疾病】
1. 隱睪症
醫學上將睪丸位置異常或沒有降至陰囊的都稱為隱睪症。以前認為只有雙側隱睪才會影響生育，但近年的臨床觀察發現，單側隱睪的不育率也佔了67%以上。儘管從理論上來講，單側睪丸完全可以代替兩個睪丸的作用，但實際上，單側隱睪由於受溫度異常的不良影響，相應產生抗精子的某種抗體，從而使對側正常的睪丸失去製造精子的作用。這種稱為“血睪障礙”的不育症使患者發生睪丸腫瘤的機會也比正常男性多。
2. 沙眼衣原體感染
由於沙眼衣原體的感染，會引起男性尿道炎、輸精管炎和附睪炎以及性功能障礙。更由於輸精管炎症而使精子活動能力減弱，進而引起不育。
3. 支原體感染
研究報告指出，有很多的男性不育與各類病毒、細菌和微生物感染有關。如腮腺炎病毒、淋球菌、大腸桿菌、金黃色葡萄球菌、白色葡萄球菌感染以及支原體感染等。支原體是一種微生物，常寄居在人體各處，其中多居於女性陰道及子宮頸內，在發生性接觸後轉移到男性泌尿、生殖系統內。一般情況下男性攜帶支原體不會引發病症，但會出現尿頻、尿急和膿性分泌物等急性症狀。這種病症雖屬無特殊症狀的慢性感染，但卻可導致不育。
4. 腮腺炎後遺症
根據調查顯示，不少男子不育，有關係於以前曾患上腮腺炎。流行性腮腺炎病毒除了在腮腺上病發，還會攻擊生殖器官、神經組織和胰腺等。當其侵犯睪丸時，即可引起睪丸發炎，其表現為睪丸腫脹和疼痛，並伴有發熱、寒顫、噁心及嘔吐等症狀。若僅出現以上症狀，問題較不大，惟嚴重的流行性腮腺炎病毒則會使睪丸組織萎縮，甚至破壞精曲細管製造精子。如果雙側睪丸都遭受破壞，就會引發終生不育，而且難以治癒。
5 .精索靜脈曲張
精索靜脈曲張（精曲）是指該靜脈存有先天性瓣膜功能不全或不良，再加上後天一些因素的影響，如用力過度，則會造成精索內靜脈壓力增高，形成盤狀擴張，使該靜脈血液回流受阻，導致睪丸營養和供氧不足、內分泌功能紊亂以及睪丸酮水平下降，從中抑制精子生成。此外，陰囊炎、慢性前列腺炎、各類精子不良症等，都會引發男性不育症。（光明日報／良醫‧報導：雷淑貞）
[光明日報／良醫]
白內障引發急性青光眼‧MICS同時治療2疾病
（吉隆坡訊）青光眼（Glaucoma）是因眼內房水積留，以致眼壓過高而引起的視野缺損疾病，一般可分為閉角型及開放型青光眼。眼科專科顧問黃穎昌醫生披露，一旦確實閉角型青光眼是由白內障所引起，醫生可實施2.2毫米的微切口超音波晶體乳化術（Microincision Cataract Surgery, MICS），雙效合一解決病情，大前提是醫生必須對此技術熟稔，且擁有豐富的操刀經驗。
黃穎昌醫生解釋，閉角型青光眼（Closed-Angle Glaucoma）常為急性發作，這是指眼內引流區突然完全被阻塞，造成房水積留，眼壓迅速增加。
“房水不是淚水，它是由睫狀體所分泌，在眼睛內做著代謝的工作，即從眼後房穿過瞳孔，攜帶營養流到眼前房，然後再通過小梁組織（Trabecular meshwork）返回血管。”
他說，角膜與虹膜之間有一個隅角，如果這個隅角因故被阻塞，房水就無法回流血管，最終造成眼壓上升。
“經常性瞳孔變大會壓縮這個隅角，造成排水阻塞。此外，由於華裔天生隅角較狹窄，所以容易患上青光眼，罹患風險比巫印裔高出6倍。”
閉角型與白內障有關
他說，閉角型青光眼也與白內障有關。首先，當眼睛內的晶體混濁時，就會形成白內障，它會不斷“成長”，一旦變大向前壓迫虹膜，就會造成房水通道或隅角變窄，致使眼壓偏高。
“眼前房的一般長度為3毫米，如果受到白內障壓迫，長度可能只剩下1.5毫米，這時就會影響房水在前房的流動。”
他提及，一般上醫生對閉角型青光眼所採取的治療方案是先用藥降壓，然後進行激光周邊虹膜穿孔術（Laser Peripheral Iridotomy），即以激光在虹膜上打洞，分離粘連的部位，90%病患的眼壓在術後獲得控制。
“在激光尚未研發前，醫生的做法是在角膜開一個大洞，然後把虹膜拉出來修剪，缺點是傷口大，風險高。這種手術稱為虹膜切除術（Iridectomy）。”
高能量激光或損角膜
他說，雖然激光周邊虹膜穿孔術的成績不錯，但是如果病患當時的角膜很混濁，使用高能量的激光會對角膜造成損傷。
“如果有關閉角是由白內障引起，醫生可以馬上進行MICS，把白內障摘除，鬆開被壓迫的隅角。傳統治療方案並非不好，但是在放藥降眼壓的當兒，可能需要幾天，即使病人眼壓較後降至正常範圍，但視神經已經萎縮了。”
他強調，如果90%視神經細胞壞死，視力就會嚴重受創，屆時要挽救也來不及了。
青光眼發作
可即時動手術降眼壓
眼科專科醫生黃穎昌指出，過去白內障手術――超音波晶體乳化術（Phacoemulsification，簡稱Phaco）的切口較大，因此無法在青光眼發作時，馬上施手術摘除病肇白內障，如今有了微切口超音波晶體乳化術（MICS），醫生可以即時動刀取出硬厚的白內障緩解眼壓。值得一提的是，微創有助於降低手術風險。
在黃醫生診治的真實案例中，很多白內障合併青光眼的病患在接受MICS後，原本六七十mmHg（正常為14）的眼壓，馬上降到十多mmHg。
對於病情較嚴重的青光眼患者，他表示，醫生除了做MICS，也要施小梁切除術（Trabeculectomy）。做法是在鞏膜開一個洞，切除一點小梁組織，並在眼皮下方做一個通道（溝渠），眼前房水就是通過這個溝渠被引流到結膜表面。由於結膜面積大，所以房水很快就會蒸發。
“手術時，醫生會放一種稱為絲裂霉素（Mitomycin-C）的藥物，以抑制手術後可能產生的瘢痕化，後者會堵塞通道，導致病情復發。”
【真實個案】
手術降眼壓保右眼視力
青光眼被喻為沉默的視力殺手，這一點譚莉赬（60歲）感受最深。發病前，她只是覺得眼睛有異物感，晚上看到燈光時會出現一團煙霧及疊影，但並沒有嘔吐及頭痛症狀。
家住蕉賴皇冠城的莉赬，退休前是一名裁縫師，眼力使得特別多，但是她卻沒有被近視盯上，反而四十多歲有了老花眼。
她受詢時指出，原本右眼的問題不大，但去年12月11日時，突然變得不舒服，她以為老花加深，不當一回事。直至聖誕節度假回來，這股不適感越來越強，她猛覺右眼進塵，只好拼命洗眼，洗了後反而更痛苦。
“那時我早上視力還不錯，只是晚上看到燈光，就會看到一團煙，關燈後則會看到疊影。這些症狀讓我懷疑自己患上了青光眼。”
原來她曾有朋友患上青光眼，對方對她說，青光眼病患在晚上不大能看得清楚。在折騰了幾天後，她終於去求醫，結果被證實患上閉角型青光眼，眼壓高達68mmHg。
在醫生詳細檢測她的右眼後，她被告知可以當場做手術，以降低眼壓。由於病情緊急，她接受了手術，“手術很快，大概只需15分鐘，而且只是表面麻醉，全程沒有任何痛楚。”
黃穎昌醫生說，譚女士在做了青光眼手術後，眼壓下降至十多mmHg，效果顯著；不過如果她延遲求醫，右眼視力可能就不保了。（光明日報／良醫‧報導：唐秀麗）
[光明日報／良醫]
黃穎昌醫生解釋，閉角型青光眼（Closed-Angle Glaucoma）常為急性發作，這是指眼內引流區突然完全被阻塞，造成房水積留，眼壓迅速增加。
“房水不是淚水，它是由睫狀體所分泌，在眼睛內做著代謝的工作，即從眼後房穿過瞳孔，攜帶營養流到眼前房，然後再通過小梁組織（Trabecular meshwork）返回血管。”
他說，角膜與虹膜之間有一個隅角，如果這個隅角因故被阻塞，房水就無法回流血管，最終造成眼壓上升。
“經常性瞳孔變大會壓縮這個隅角，造成排水阻塞。此外，由於華裔天生隅角較狹窄，所以容易患上青光眼，罹患風險比巫印裔高出6倍。”
閉角型與白內障有關
他說，閉角型青光眼也與白內障有關。首先，當眼睛內的晶體混濁時，就會形成白內障，它會不斷“成長”，一旦變大向前壓迫虹膜，就會造成房水通道或隅角變窄，致使眼壓偏高。
“眼前房的一般長度為3毫米，如果受到白內障壓迫，長度可能只剩下1.5毫米，這時就會影響房水在前房的流動。”
他提及，一般上醫生對閉角型青光眼所採取的治療方案是先用藥降壓，然後進行激光周邊虹膜穿孔術（Laser Peripheral Iridotomy），即以激光在虹膜上打洞，分離粘連的部位，90%病患的眼壓在術後獲得控制。
“在激光尚未研發前，醫生的做法是在角膜開一個大洞，然後把虹膜拉出來修剪，缺點是傷口大，風險高。這種手術稱為虹膜切除術（Iridectomy）。”
高能量激光或損角膜
他說，雖然激光周邊虹膜穿孔術的成績不錯，但是如果病患當時的角膜很混濁，使用高能量的激光會對角膜造成損傷。
“如果有關閉角是由白內障引起，醫生可以馬上進行MICS，把白內障摘除，鬆開被壓迫的隅角。傳統治療方案並非不好，但是在放藥降眼壓的當兒，可能需要幾天，即使病人眼壓較後降至正常範圍，但視神經已經萎縮了。”
他強調，如果90%視神經細胞壞死，視力就會嚴重受創，屆時要挽救也來不及了。
青光眼發作
可即時動手術降眼壓
眼科專科醫生黃穎昌指出，過去白內障手術――超音波晶體乳化術（Phacoemulsification，簡稱Phaco）的切口較大，因此無法在青光眼發作時，馬上施手術摘除病肇白內障，如今有了微切口超音波晶體乳化術（MICS），醫生可以即時動刀取出硬厚的白內障緩解眼壓。值得一提的是，微創有助於降低手術風險。
在黃醫生診治的真實案例中，很多白內障合併青光眼的病患在接受MICS後，原本六七十mmHg（正常為14）的眼壓，馬上降到十多mmHg。
對於病情較嚴重的青光眼患者，他表示，醫生除了做MICS，也要施小梁切除術（Trabeculectomy）。做法是在鞏膜開一個洞，切除一點小梁組織，並在眼皮下方做一個通道（溝渠），眼前房水就是通過這個溝渠被引流到結膜表面。由於結膜面積大，所以房水很快就會蒸發。
“手術時，醫生會放一種稱為絲裂霉素（Mitomycin-C）的藥物，以抑制手術後可能產生的瘢痕化，後者會堵塞通道，導致病情復發。”
【真實個案】
手術降眼壓保右眼視力
青光眼被喻為沉默的視力殺手，這一點譚莉赬（60歲）感受最深。發病前，她只是覺得眼睛有異物感，晚上看到燈光時會出現一團煙霧及疊影，但並沒有嘔吐及頭痛症狀。
家住蕉賴皇冠城的莉赬，退休前是一名裁縫師，眼力使得特別多，但是她卻沒有被近視盯上，反而四十多歲有了老花眼。
她受詢時指出，原本右眼的問題不大，但去年12月11日時，突然變得不舒服，她以為老花加深，不當一回事。直至聖誕節度假回來，這股不適感越來越強，她猛覺右眼進塵，只好拼命洗眼，洗了後反而更痛苦。
“那時我早上視力還不錯，只是晚上看到燈光，就會看到一團煙，關燈後則會看到疊影。這些症狀讓我懷疑自己患上了青光眼。”
原來她曾有朋友患上青光眼，對方對她說，青光眼病患在晚上不大能看得清楚。在折騰了幾天後，她終於去求醫，結果被證實患上閉角型青光眼，眼壓高達68mmHg。
在醫生詳細檢測她的右眼後，她被告知可以當場做手術，以降低眼壓。由於病情緊急，她接受了手術，“手術很快，大概只需15分鐘，而且只是表面麻醉，全程沒有任何痛楚。”
黃穎昌醫生說，譚女士在做了青光眼手術後，眼壓下降至十多mmHg，效果顯著；不過如果她延遲求醫，右眼視力可能就不保了。（光明日報／良醫‧報導：唐秀麗）
[光明日報／良醫]
Monday, June 27, 2011
Stocks to watch 20110627: MSM, Kim Loong, Berjaya Land, SILK
Written by Joseph Chin of theedgemalaysia.com
Monday, 27 June 2011 19:06
KUALA LUMPUR: MSM Holdings Bhd will in focus when it makes its debut on the Main Market of Bursa Malaysia on Tuesday, June 28 which will see it having a market capitalisation of RM2.4 billion at its IPO price.
Other companies which could see trading interest include KIM LOONG RESOURCES BHD [], BERJAYA LAND BHD [] and SILK Holdings Bhd.
MSM’s institutional price was fixed at RM3.50 and for retail investors at RM3.38 per share after the book-building exercise.
AmResearch has valued MSM at RM4.53 per share based on a price earnings ratio (PER) of 10 times financial year 2012 earnings per share. Its PER of 10 times is about 23% below the regional average PER of 13 times ex-Japan and Australia.
The research house said MSM was expected to be a high dividend-yielding stock. It added that the group’s estimated FY11 to FY12 dividend yields of 6% to 7% (based on the IPO price of RM3.50) would be higher than most of the consumer and numbers forecast operator companies. It said MSM plans to pay out 50% of its net profit as dividends every year.
RHB Research Institute had accorded a fair value of RM4.90 to the shares. It said based on its analysis, MSM’s regional peers are trading at an average PER of 11.6 times FY11 and 10.6 times FY12.
“As such, we attribute a target PER of 11 times FY12 to MSM’s earnings, in between its regional peers’ valuations for FY11 and FY12, and obtain a fair value of RM4.90. This implies a 40% upside from the IPO price of RM3.50/share. At our fair value of RM4.90, investors would also benefit from a dividend yield of 4%-5% per annum,” it said.
As for Kim Loong, its earnings jumped 49% to RM19.91 million from RM13.36 million a year ago boosted by its PLANTATION []s business, underpinned by the strong crude palm oil (CPO) prices.
Revenue rose 37.9% to RM175.15 million from RM127 million while earnings per share were 6.52 sen versus 4.39 sen a year ago. Pre-tax profit rose 68% to RM35.16 million from RM20.89 million.
“The 38% and 68% increases in revenue and PBT respectively were mainly due to higher CPO and palm kernel oil prices which were about 38% and 91% respectively higher than the corresponding period last year,” Kim Loong said.
Berjaya Land Bhd sunk into the red in the fourth quarter ended April 30, 2011 with net losses of RM4.68 million compared with net profit of RM72.07 million a year ago due various factors including impairments and loss on disposal of certain quoted investments.
Revenue fell 5.83% to RM1.062 billion from RM1.128 billion. Loss per share was 0.09 sen compared with earnings per share of 1.44 sen.
SILK’s unit Jasa Merin (Malaysia) Sdn Bhd has secured an RM24 million contract from Talisman Malaysia Ltd to provide one anchor handling tug supply vessel (AHTSV).
The contract was for a primary term of one year with two extension options of one year each, exercisable at the discretion of Talisman and subject to prior approval from Petronas.
Monday, 27 June 2011 19:06
KUALA LUMPUR: MSM Holdings Bhd will in focus when it makes its debut on the Main Market of Bursa Malaysia on Tuesday, June 28 which will see it having a market capitalisation of RM2.4 billion at its IPO price.
Other companies which could see trading interest include KIM LOONG RESOURCES BHD [], BERJAYA LAND BHD [] and SILK Holdings Bhd.
MSM’s institutional price was fixed at RM3.50 and for retail investors at RM3.38 per share after the book-building exercise.
AmResearch has valued MSM at RM4.53 per share based on a price earnings ratio (PER) of 10 times financial year 2012 earnings per share. Its PER of 10 times is about 23% below the regional average PER of 13 times ex-Japan and Australia.
The research house said MSM was expected to be a high dividend-yielding stock. It added that the group’s estimated FY11 to FY12 dividend yields of 6% to 7% (based on the IPO price of RM3.50) would be higher than most of the consumer and numbers forecast operator companies. It said MSM plans to pay out 50% of its net profit as dividends every year.
RHB Research Institute had accorded a fair value of RM4.90 to the shares. It said based on its analysis, MSM’s regional peers are trading at an average PER of 11.6 times FY11 and 10.6 times FY12.
“As such, we attribute a target PER of 11 times FY12 to MSM’s earnings, in between its regional peers’ valuations for FY11 and FY12, and obtain a fair value of RM4.90. This implies a 40% upside from the IPO price of RM3.50/share. At our fair value of RM4.90, investors would also benefit from a dividend yield of 4%-5% per annum,” it said.
As for Kim Loong, its earnings jumped 49% to RM19.91 million from RM13.36 million a year ago boosted by its PLANTATION []s business, underpinned by the strong crude palm oil (CPO) prices.
Revenue rose 37.9% to RM175.15 million from RM127 million while earnings per share were 6.52 sen versus 4.39 sen a year ago. Pre-tax profit rose 68% to RM35.16 million from RM20.89 million.
“The 38% and 68% increases in revenue and PBT respectively were mainly due to higher CPO and palm kernel oil prices which were about 38% and 91% respectively higher than the corresponding period last year,” Kim Loong said.
Berjaya Land Bhd sunk into the red in the fourth quarter ended April 30, 2011 with net losses of RM4.68 million compared with net profit of RM72.07 million a year ago due various factors including impairments and loss on disposal of certain quoted investments.
Revenue fell 5.83% to RM1.062 billion from RM1.128 billion. Loss per share was 0.09 sen compared with earnings per share of 1.44 sen.
SILK’s unit Jasa Merin (Malaysia) Sdn Bhd has secured an RM24 million contract from Talisman Malaysia Ltd to provide one anchor handling tug supply vessel (AHTSV).
The contract was for a primary term of one year with two extension options of one year each, exercisable at the discretion of Talisman and subject to prior approval from Petronas.
小屋換大屋‧須精打細算
今天要談的是在轉手市場購買房屋，選購不同類型的產業，需要注意的事項。
以有地房產來說，比較普遍的是單層排屋、雙層、兩層半或三層排屋，除了毗連房屋，還有半獨立式洋房，以及獨立式洋樓，當然包括單層及雙層半獨立式洋房，以及單層及雙層獨立式洋樓。
論數量來說，有地房產的轉手交易，單層、雙層排屋比較普遍，這類型房產單位的業主，脫售單層排屋、可能轉換為雙層排屋，提昇自己在房產的擁有地位，也有可能脫售單層排屋、雙層排屋，轉換為單層半獨立式洋房。
轉換房產代價不小
在這個轉換過程中，主要是追求房產的質量，就是擁有一個較寬敞的空間，例如雙層排屋，在白天時段，至少比較不悶熱，如果是半獨立式洋房，空氣流通量比較好，還有一個戶外的活動空間，對於洗滌疲累的心靈，會很有幫助。
不過，在轉換房產擁有權這個計劃，可能要付出不小的代價，例如一間單層排屋，在巴生河流域房產市場，交易價在30萬至40萬令吉之間（視個別地區而定），如果將這個單位賣了，然後購買雙層排屋或半獨立式洋房，可能需要付出多一倍的屋款，就是屋價在60萬至80萬令吉，甚至更高的水平。
在折換房屋的過程中，的確需要精確算一算，這一買、一賣是否符合自己的規劃與預算、是否能讓自己在日後的產業增值或漲價聲中受惠。
房屋的擁有質量提昇了，從多個方面來考量，應該是利多於弊，惟一“不利”的就是自己的儲蓄或可花用收入會相應減少，但只要不影響本身財務規劃，都是可行的計劃。
房屋勿低於馬路
我們在購買有地房產時，有一個要注意的事項是：儘量不要選擇房屋低於馬路的單位。為何會有這樣的考量與顧慮？位於熱帶的大馬，午後暴風雨後常會有一雨成災的隱憂，這是房產單位低於馬路的劣勢，如果我們的住宅社區排水系統完善，這樣的隱憂可能不太明顯，問題是情況恰好相反，這是困擾許多業主的地方。
地勢較低的單位，其中一個優勢就是：當有關社區面臨制水問題時，地勢較低的單位，比較不受影響；可是，以制水與水患兩個問題來看，面臨水患的幾率比較高。因此，在有選擇的情況下，最好是捨低取高，只要地勢的高度符合建築要求，都是可以考慮的選擇。
實地觀察社區居民素質
另外，購買半獨立式洋房或獨立式洋樓，必須要實地考察，有關社區居民的素質很重要。一些地處較偏僻地點的半獨立式洋房及或獨立式洋樓，也會出現幾個是外勞或素質較遜者居住的單位。雖然，人數佔總比率不多，可是，始終會影響居住社區的文化與形象。
如果原有的房屋比較老舊，而且是租賃契約的單位，在轉換房屋時，假如是二手單位、最好能考量坐落在永久地契的；如果是新的房屋，即使不是永久地契、而是租賃契約也沒有大礙，畢竟租期至少也有90年、足夠一到兩代人居住。（星洲日報／投資致富‧二手房產）
[星洲日報／投資致富]
你把錢都花在哪了？
現在仔細想一想：“到目前為止，生命中所曾擁有過的錢都跑到哪裡去了？你滿意當初所做的選擇嗎？”
我們處於一個重視物質生活的社會，大部份人都有一張“希望擁有哪些東西”的夢想清單―雖然我們已經擁有很多了；我們也處在一個鼓勵消費的社會，不管有錢沒錢，我們會把錢花在商品、假期、娛樂和賭博上―這些還只是冰山一角。
環顧家裡四周看看，有不少東西都是用錢堆積起來的―幾乎所有的東西都要花錢。但是，你有沒有好好算過，家裡的所有東西究竟花了多少錢？
當然，我們可以選擇花錢的方式，但是瞭解自己所做的選擇，與確定自己是否能從選擇當中獲得快樂，將是進行自我改變的最大前提。
將花費列出清單
回想過去3年裡，你都把錢花在哪裡？拿出紙筆，把想到的列出一張表格，也許會有諸如以下的花費：
● 培訓科目或課程。
● 物質上的東西，例如CD音響、計算機、電器用品或廚房設備等。
● 抵押借款或租金。
● 一大堆帳單。
● 衣物、鞋子、化妝品、裝飾品。
● 旅行。
● 休閒娛樂―外出用餐、看電影、看表演、參加俱樂部等。
● 貸款或還款金額。
● 酒或藥品。
各位讀者，要誠實列表唷！列完後，再將花費最多的前3項標示出來。
想想看這些花費對你來說有多重要，又有甚麼樣的感想，下面的問題有請你回答：
● 對於花費最多的前3項，每一筆都花得很開心、值得嗎？
● 對於把自己的花費羅列出來覺得高興嗎？之所以花這些錢，是因為有某方面的助益，還是只為了自己高興？
● 對於花費最多的前3項，對你而言也是最重要且最該優先花費的嗎？
● 如果能回到從前，你會想做甚麼改變？
這些問題的答案，可以對你自己的花錢方式和花錢後的心情做一次整理。從今天起，對於該做些甚麼改變，以及甚麼才是真的需要，自己將會更清楚明確。如果你常在一些不必要東西做過度的消費，那麼，這時候你真得要好好考慮如何改變自己的花錢的方式了。（星洲日報／投資致富‧財富心理）
[星洲日報／投資致富]
月入2200‧想買車購屋‧30歲能財務自由嗎？
杜先生，23歲，出來社會工作近兩年，每月收入是RM2,200，目前擁有一部廉價二手國產車，還有一年半的貸款必須償還，每期為RM370。
杜先生於2009年12月與父親聯名購買了一間SOHO做為投資，當時房價為RM277,800，向銀行貸款RM222,000，分期付款20年，和發展商協議在房產完工後才開始償還，預定在2013年初完工。每月供期大約RM1,305，他計劃在完工後出售。
但在還沒出售之前的分期貸款，是與父親各自承擔一半。依照目前市價，該單位已升值到RM374,748（2010年尾的估價、許多賣主目前都以上述市價在網上出售），他打算出售後的資金和父親平分，然後再計劃下一個投資方案。
他說：“本人希望在30歲達到財務自由，想利用《富爸爸，窮爸爸》的方法，購買幾間房屋或公寓，以出租賺取現金流，但又想在期間換一部新車（RM100千左右的進口車）是否可能做到？
或兩者只能選一？若執意想購買進口車，多少價位最為適合？
我本身沒有購買保險，若要所有資產都受到保障，我應該購買哪一類保險最為適合？”
“以上是本人未來3年的財務規劃，由於對財務與房產方面的知識尚淺，希望專家多多指教。
答：杜先生希望在30歲能達財務自由，這個宏願計劃的確很不錯，不過，可能有些難度。
所謂財務自由，指的是即使在沒有收入的情況下，也能如常應付每日的開銷，資金保持充裕，同時，沒有定期要償還的債務負擔，例如車貸及房屋貸款。
有些人到了財務自由的階段，會選擇繼續工作或提早退休，不論是繼續工作或完全退下來，都可能影響個人的財務與退休規劃。
來信提及的2009年12月購買時房產單位的售價為27萬7千800令吉，雖然還未完工，可是，市場上已經有人叫價37萬4千748萬令吉，賬面上已賺了一些錢。
不過，杜先生在脫售該單位之前，也需要將已付的5萬5千800令吉首期錢，在2至3年內將可獲得的回酬、或存放在銀行的利息計算在內。
由於杜先生是與父親合資購買，分期付款也是由兩人共同分擔，嚴格來說，負擔不會太重，一旦房屋建成後，如果覺得賺幅還不錯，可以選擇脫售。
投資房產
須確保能償還房貸
假設想要購買幾個產業單位來投資，一定要確保有能力持有相關房產至少半年的時間，萬一間中有幾個月空置，必須有足夠的財務能力償還銀行的房貸分期才行。
關於購買進口車，第一要先看是否有這個必要，一部10萬令吉左右的進口車，即使將供期拉長至7到9年，每月的分期付款很可能在1千200至1千500令吉之間，視首期付款的多與少而定。
一個人如果財力條件許可，同時購買汽車和房屋都不成問題，假如條件不足，最多只能選其一，勉強擁有不只是加重本身的負擔，萬一處理不好，還可能被銀行或金融公司追討債務。
收入增一倍才買新車
杜先生還年輕，如果不是因為工作的需要，經常要出外坡，而且目前這部車子還能代步，應該考慮繼續使用，待日後收入增加了，至少要比現在增加一倍，才考慮購買價格在10萬令吉的進口車也不遲。
關於購買保險的事項，保險代理員可以提供比較專業的意見，年輕時購買保險，保費比較便宜。作為參考，保費的支出不應超出收入的20%，人壽、意外、儲蓄、醫藥保，是比較普遍的保單，視個人的需要，同時，胥視所服務的機構有提供僱員哪一類保險，然後再補充不足之處。（星洲日報／投資致富‧財富問診室）
[星洲日報／投資致富]
杜先生於2009年12月與父親聯名購買了一間SOHO做為投資，當時房價為RM277,800，向銀行貸款RM222,000，分期付款20年，和發展商協議在房產完工後才開始償還，預定在2013年初完工。每月供期大約RM1,305，他計劃在完工後出售。
但在還沒出售之前的分期貸款，是與父親各自承擔一半。依照目前市價，該單位已升值到RM374,748（2010年尾的估價、許多賣主目前都以上述市價在網上出售），他打算出售後的資金和父親平分，然後再計劃下一個投資方案。
他說：“本人希望在30歲達到財務自由，想利用《富爸爸，窮爸爸》的方法，購買幾間房屋或公寓，以出租賺取現金流，但又想在期間換一部新車（RM100千左右的進口車）是否可能做到？
或兩者只能選一？若執意想購買進口車，多少價位最為適合？
我本身沒有購買保險，若要所有資產都受到保障，我應該購買哪一類保險最為適合？”
“以上是本人未來3年的財務規劃，由於對財務與房產方面的知識尚淺，希望專家多多指教。
答：杜先生希望在30歲能達財務自由，這個宏願計劃的確很不錯，不過，可能有些難度。
所謂財務自由，指的是即使在沒有收入的情況下，也能如常應付每日的開銷，資金保持充裕，同時，沒有定期要償還的債務負擔，例如車貸及房屋貸款。
有些人到了財務自由的階段，會選擇繼續工作或提早退休，不論是繼續工作或完全退下來，都可能影響個人的財務與退休規劃。
來信提及的2009年12月購買時房產單位的售價為27萬7千800令吉，雖然還未完工，可是，市場上已經有人叫價37萬4千748萬令吉，賬面上已賺了一些錢。
不過，杜先生在脫售該單位之前，也需要將已付的5萬5千800令吉首期錢，在2至3年內將可獲得的回酬、或存放在銀行的利息計算在內。
由於杜先生是與父親合資購買，分期付款也是由兩人共同分擔，嚴格來說，負擔不會太重，一旦房屋建成後，如果覺得賺幅還不錯，可以選擇脫售。
投資房產
須確保能償還房貸
假設想要購買幾個產業單位來投資，一定要確保有能力持有相關房產至少半年的時間，萬一間中有幾個月空置，必須有足夠的財務能力償還銀行的房貸分期才行。
關於購買進口車，第一要先看是否有這個必要，一部10萬令吉左右的進口車，即使將供期拉長至7到9年，每月的分期付款很可能在1千200至1千500令吉之間，視首期付款的多與少而定。
一個人如果財力條件許可，同時購買汽車和房屋都不成問題，假如條件不足，最多只能選其一，勉強擁有不只是加重本身的負擔，萬一處理不好，還可能被銀行或金融公司追討債務。
收入增一倍才買新車
杜先生還年輕，如果不是因為工作的需要，經常要出外坡，而且目前這部車子還能代步，應該考慮繼續使用，待日後收入增加了，至少要比現在增加一倍，才考慮購買價格在10萬令吉的進口車也不遲。
關於購買保險的事項，保險代理員可以提供比較專業的意見，年輕時購買保險，保費比較便宜。作為參考，保費的支出不應超出收入的20%，人壽、意外、儲蓄、醫藥保，是比較普遍的保單，視個人的需要，同時，胥視所服務的機構有提供僱員哪一類保險，然後再補充不足之處。（星洲日報／投資致富‧財富問診室）
[星洲日報／投資致富]
Dubai Shares Fall to Three-Month Low on Greek Debt Concern, Oil Price Drop
Dubai shares retreated to the lowest level in three months as Europe’s sovereign debt crisis weighed on the global economy and the International Energy Agency said it may release more oil to stabilize prices.
Emaar Properties PJSC (EMAAR), the builder of the world’s tallest skyscraper in Dubai, tumbled to the lowest in a month. Drake & Scull International (DSI), a construction company, fell the most since May. The benchmark DFM General Index (DFMGI) slipped 1.1 percent to 1,521.15, the lowest since March 22, at the 2 p.m. close. The Bloomberg GCC 200 Index (BGCC200), which tracks the top 200 companies in the Persian Gulf, rose 0.5 percent.
Concern Greek lawmakers will fail to pass austerity measures to ensure the next installment of the nation’s international bailout helped push down European stocks last week, while U.S. equities posted their seventh loss in eight weeks as the Federal Reserve cut its growth forecast. Oil tumbled 4.6 percent on June 23 after the IAE’s decision to release 60 million barrels over 30 days.
“The market is affected by international volatility, lower oil prices,” said Tariq Qaqish, director and fund manager at Al Mal Capital PSC in Dubai. The United Arab Emirates and Qatar not being upgraded to emerging market at index provider MSCI Inc. also hurt investor sentiment, he said.
MSCI Delay
MSCI, whose stock indexes are tracked by investors with about $3 trillion in assets, kept the U.A.E. and Qatar as frontier markets on June 21, citing the need for more time for market-participant feedback. Introduction of delivery-versus- payment, a program for completing stock transactions, may help lift the nations from their rankings in December. Qatar’s QE Index (DSM) declined 0.1 percent.
Crude has tumbled 11 percent this month to close at $91.16 a barrel in New York on June 24. The six nations of the Gulf Cooperation Council supply about a fifth of the world’s oil.
Emaar fell 2 percent to 3.02 dirhams, the lowest since May 25. Drake & Scull retreated 2.2 percent to 97.2 fils. Each dirham has 100 fils.
Abu Dhabi’s ADX General Index (ADSMI) and Oman’s benchmark stock index gained 0.1 percent. Saudi Arabia’s Tadawul All Share Index (SASEIDX) increased 0.9 percent. Kuwait’s measure and Bahrain’s gauge lost less than 0.1 percent. Egypt’s benchmark EGX 30 Index (EGX30) dropped 0.8 percent.
In Israel, the TA-25 Index declined 0.8 percent. The nation’s government bonds rose on expectations the Bank of Israel will hold borrowing costs at 3.25 percent, according to 23 economists surveyed by Bloomberg. The yield on the benchmark Mimshal Shiklit due January 2020 fell two basis points, or 0.02 percentage point, to 5.08 percent.
Emaar Properties PJSC (EMAAR), the builder of the world’s tallest skyscraper in Dubai, tumbled to the lowest in a month. Drake & Scull International (DSI), a construction company, fell the most since May. The benchmark DFM General Index (DFMGI) slipped 1.1 percent to 1,521.15, the lowest since March 22, at the 2 p.m. close. The Bloomberg GCC 200 Index (BGCC200), which tracks the top 200 companies in the Persian Gulf, rose 0.5 percent.
Concern Greek lawmakers will fail to pass austerity measures to ensure the next installment of the nation’s international bailout helped push down European stocks last week, while U.S. equities posted their seventh loss in eight weeks as the Federal Reserve cut its growth forecast. Oil tumbled 4.6 percent on June 23 after the IAE’s decision to release 60 million barrels over 30 days.
“The market is affected by international volatility, lower oil prices,” said Tariq Qaqish, director and fund manager at Al Mal Capital PSC in Dubai. The United Arab Emirates and Qatar not being upgraded to emerging market at index provider MSCI Inc. also hurt investor sentiment, he said.
MSCI Delay
MSCI, whose stock indexes are tracked by investors with about $3 trillion in assets, kept the U.A.E. and Qatar as frontier markets on June 21, citing the need for more time for market-participant feedback. Introduction of delivery-versus- payment, a program for completing stock transactions, may help lift the nations from their rankings in December. Qatar’s QE Index (DSM) declined 0.1 percent.
Crude has tumbled 11 percent this month to close at $91.16 a barrel in New York on June 24. The six nations of the Gulf Cooperation Council supply about a fifth of the world’s oil.
Emaar fell 2 percent to 3.02 dirhams, the lowest since May 25. Drake & Scull retreated 2.2 percent to 97.2 fils. Each dirham has 100 fils.
Abu Dhabi’s ADX General Index (ADSMI) and Oman’s benchmark stock index gained 0.1 percent. Saudi Arabia’s Tadawul All Share Index (SASEIDX) increased 0.9 percent. Kuwait’s measure and Bahrain’s gauge lost less than 0.1 percent. Egypt’s benchmark EGX 30 Index (EGX30) dropped 0.8 percent.
In Israel, the TA-25 Index declined 0.8 percent. The nation’s government bonds rose on expectations the Bank of Israel will hold borrowing costs at 3.25 percent, according to 23 economists surveyed by Bloomberg. The yield on the benchmark Mimshal Shiklit due January 2020 fell two basis points, or 0.02 percentage point, to 5.08 percent.
Sunday, June 26, 2011
YTLPower Historical Charts
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YTLPOWR 杨忠礼电力(6742)
YTL POWER INTERNATIONAL BERHAD
11th Floor, Yeoh Tiong Lay Plaza,
55, Jalan Bukit Bintang,
55100 Kuala Lumpur
Tel: +603 2142 6633
Fax: +603 2143 3192
Listing Date: 23.05.1997
Par Value: 0.50
Market: MAIN
Sector: INFRASTRUCTURE
Major Industry: MULTI-UTILITIES
YTL POWER INTERNATIONAL BERHAD is an investment holding company that provides administrative and technical support services to its subsidiaries. The Company operates in four segments: power generations (contracted), multi utilities business (merchant), water and sewerage, and investment holding and other businesses. Its subsidiaries include YTL Communications Sdn Bhd, YTL Power Generation Sdn Bhd, YTL Power International Holdings Limited, YTL Power Australia Limited, YTL Power Finance (Cayman) Limited and YTL Seraya Limited. The Company principally operates in Malaysia, the United Kingdom and Singapore.
PWROOT Historical Charts
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PWROOT (7237)
POWER ROOT BERHAD
No 8 Jalan Sri Plentong 5
Taman Perindustrian Sri Plentong
81750 Masai, Johor
Phone: 60 7 386 6868
Fax: 60 7 386 6688
Listing Date: 14.05.2007
Par Value: 0.20
IPO Price: 1.48
Market: MAIN
Sector: CONSUMER
Major Industry: BEVERAGES
Formerly known as:
NATURAL BIO RESOURCES BERHAD
POWER ROOT BERHAD is an investment holding company. The Company, together with its subsidiaries, is engaged in the manufacture and sale of beverage products. Its operation is divided into local and export market. The local market relates to sales to customers within Malaysia. The export market relates to sales to overseas customers with Middle East Asia being the principal market segment. In January 2009, it opened Restoran Alicafe - Kelana Mall. The restaurant offers a mix of local and western delicacies and drinks. In addition, in January 2009, the Company launched its freeze-dried coffee, the Alicafe Premium Gold Series. The Alicafe Premium Gold Series comprises six new products, four in the form of instant premixed coffee and two in the form of can drinks. The Company’s subsidiaries include Power Root (M) Sdn. Bhd., Power Root Marketing Sdn. Bhd., Power Root Manufacturing Sdn. Bhd. and Power Root Nnergy Sdn. Bhd.
教大家不戴眼镜 视力从400降到了200
我在无意间看了一个书，讲怎么治疗近视。刚开始看的时候，觉得不可思议，方法这么简单，那不是很多人都可以不戴眼镜了。我原本想这是骗人的，就没在意了。可是后来我还是做了思想斗争。两个月闲着也是闲着，不如试试，反正做了也不会有什么伤害，没有损失。
我后来在网上又找了一些资料，关于治疗近视的，发现原来很早就有人说过这些治疗方法，国外也有，可就是尝试的人太少了，以至于到现在有这么多人戴起了眼镜。
方法有很多，网上也有这些资料，大家可以自己查查，我就挑选了几个方法，尝试了两个月，视力有很大的好转。先说说我都是怎么做的吧。
1、站在某处，找一个比较远的树和一棵近一点的树，然后观察近处的树一会儿，再观察远处的树一会儿。这个方法有调节眼睛肌肉，放松的作用。观察的时候要尽量多看树的细节。
2、手掌搓热，捂在眼睛上，反复做，这样也是放松眼睛，而且很舒服，这个动作随时随地都可以做。
3、日光浴，天气晴朗时，闭着眼睛，对着太阳，让光线透过眼睑，刺激眼细胞。我们近视的人都对光线很敏感，一遇到强光就会眯眼睛或者斜眼。这样做是可以提高我们眼睛对光线的接受能力。
4、晚上，天上有星星的时候，就数星星，用眼睛去找星星，但不能老盯着一颗星星，这样眼睛会产生疲劳。
5、坐着或者站着，眼睛先平视前方，然后眼睛做上下左右运动，让眼珠尽力朝着每个方向拉伸，每个方向停留几秒就可以。我们近视后会发现眼睛都变形了，这个方法可以把我们的眼睛在调节回正常的形状，也有助于恢复眼睛的聚焦能力。
6、多眨眼睛，眨眼睛可以缓解眼睛疲劳，这个是随时都要做的。
我就是结合这几个方法，每天有空就做。因为我比较闲，所以每天都花蛮多时间做，也许是因为这样我的视力才会有这么快的进步。大家如果没有太多时间，也要每天抽点时间来做，估计时间会长点，但肯定也会有所改变的。
要摘掉眼镜，那么大家就要尽量不戴眼镜。可能大部分人和我一样一直有个错误的认识，就是不戴眼镜近视就会加深。事实上这是错误的，不戴眼镜我们的视力才有可能恢复，所以在不妨碍正常的工作学习时，我们能不戴就不戴。刚开始我不戴眼镜非常的不适应，眼前一片模糊，什么都看不清，想拿个东西都要把头伸进去，虽然样子看起来傻了点，但是时间长了，我就慢慢适应这个模糊的世界。不过随着眼睛的恢复，我的世界越来越清晰。我已经有一个多月没戴眼镜了，不管是在家，还是到外面，玩电脑，看电视，我都没有戴。看不清没关系，只要越来越清楚就可以了。对了，在不戴眼镜看东西的时候，我们会有个习惯，那就是为了看清楚东西，眯眼睛或者瞪眼睛。大家注意了千万不能这么做，一旦发现自己眼睛眯起来了，就马上停止。这个时候看不清怎么办，那就多眨眼睛。
要让我们的视力恢复，以上的方法是必要的，还有很重要的是，一定要放轻松。一个是身体、眼睛的轻松，还有一个是心理的轻松。我们要相信眼睛会变好的，不能急。
每个人的情况不一样，所以恢复的时间也不同，有的几个月，有的要一年以上，没有关系，关键是坚持，动作虽简单，但一定要每天都做。
我每天一有空就做，而且这些方法是相互结合，练习时间也不定。方法还有很多，大家可以上网查查书和资料，自己体验，希望大家能够都摘掉眼镜，大家一起努力吧。
如果你练习后有效，请告诉你身边的朋友，让他们也尽早的摘掉眼镜
我后来在网上又找了一些资料，关于治疗近视的，发现原来很早就有人说过这些治疗方法，国外也有，可就是尝试的人太少了，以至于到现在有这么多人戴起了眼镜。
方法有很多，网上也有这些资料，大家可以自己查查，我就挑选了几个方法，尝试了两个月，视力有很大的好转。先说说我都是怎么做的吧。
1、站在某处，找一个比较远的树和一棵近一点的树，然后观察近处的树一会儿，再观察远处的树一会儿。这个方法有调节眼睛肌肉，放松的作用。观察的时候要尽量多看树的细节。
2、手掌搓热，捂在眼睛上，反复做，这样也是放松眼睛，而且很舒服，这个动作随时随地都可以做。
3、日光浴，天气晴朗时，闭着眼睛，对着太阳，让光线透过眼睑，刺激眼细胞。我们近视的人都对光线很敏感，一遇到强光就会眯眼睛或者斜眼。这样做是可以提高我们眼睛对光线的接受能力。
4、晚上，天上有星星的时候，就数星星，用眼睛去找星星，但不能老盯着一颗星星，这样眼睛会产生疲劳。
5、坐着或者站着，眼睛先平视前方，然后眼睛做上下左右运动，让眼珠尽力朝着每个方向拉伸，每个方向停留几秒就可以。我们近视后会发现眼睛都变形了，这个方法可以把我们的眼睛在调节回正常的形状，也有助于恢复眼睛的聚焦能力。
6、多眨眼睛，眨眼睛可以缓解眼睛疲劳，这个是随时都要做的。
我就是结合这几个方法，每天有空就做。因为我比较闲，所以每天都花蛮多时间做，也许是因为这样我的视力才会有这么快的进步。大家如果没有太多时间，也要每天抽点时间来做，估计时间会长点，但肯定也会有所改变的。
要摘掉眼镜，那么大家就要尽量不戴眼镜。可能大部分人和我一样一直有个错误的认识，就是不戴眼镜近视就会加深。事实上这是错误的，不戴眼镜我们的视力才有可能恢复，所以在不妨碍正常的工作学习时，我们能不戴就不戴。刚开始我不戴眼镜非常的不适应，眼前一片模糊，什么都看不清，想拿个东西都要把头伸进去，虽然样子看起来傻了点，但是时间长了，我就慢慢适应这个模糊的世界。不过随着眼睛的恢复，我的世界越来越清晰。我已经有一个多月没戴眼镜了，不管是在家，还是到外面，玩电脑，看电视，我都没有戴。看不清没关系，只要越来越清楚就可以了。对了，在不戴眼镜看东西的时候，我们会有个习惯，那就是为了看清楚东西，眯眼睛或者瞪眼睛。大家注意了千万不能这么做，一旦发现自己眼睛眯起来了，就马上停止。这个时候看不清怎么办，那就多眨眼睛。
要让我们的视力恢复，以上的方法是必要的，还有很重要的是，一定要放轻松。一个是身体、眼睛的轻松，还有一个是心理的轻松。我们要相信眼睛会变好的，不能急。
每个人的情况不一样，所以恢复的时间也不同，有的几个月，有的要一年以上，没有关系，关键是坚持，动作虽简单，但一定要每天都做。
我每天一有空就做，而且这些方法是相互结合，练习时间也不定。方法还有很多，大家可以上网查查书和资料，自己体验，希望大家能够都摘掉眼镜，大家一起努力吧。
如果你练习后有效，请告诉你身边的朋友，让他们也尽早的摘掉眼镜
Saturday, June 25, 2011
Stocks to watch 20110625: Kencana, Muhibbah, Tambun Indah, Subur Tiasa
Written by Joseph Chin of theedgemalaysia.com
Saturday, 25 June 2011 09:58
KUALA LUMPUR: Worries about the Greek debt issue and the slide on Wall Street will weigh on investors’ sentiment in the week ahead, starting Monday, June 27, and maybe investors may give up the hope of window dressing as the first half draws to an end.
On Wall Street, Reuters reported the Dow industrials and the S&P 500 fell for their seventh week in the last eight. The benchmark S&P 500 is down 7% from its 2011 closing high at the end of April.
Investors are fearful Greece's government may fail to pass an austerity plan next week, which could force a default on its debt repayments. The government faces an electorate vehemently opposed to the austerity measures.
The Dow Jones industrial average dropped 115.42 points, or 0.96%, to 11,934.58 at the close. The Standard & Poor's 500 Index fell 15.05 points, or 1.17%, to 1,268.45. The Nasdaq Composite Index lost 33.86 points, or 1.26%, to 2,652.89.
For the week, the Dow fell 0.58% and the S&P 500 shed 0.24%, while the Nasdaq gained 1.39%.
At Bursa Malaysia, stocks to watch include KENCANA PETROLEUM BHD [], MUHIBBAH ENGINEERING (M) BHD [], Tambun Indah Land Bhd and SUBUR TIASA HOLDINGS BHD [].
Kencana’s earnings rose 81% to RM56.42 million in the third quarter ended April 30, 2011 from RM31.17 million a year ago underpinned by the progress achieved for the contracts. Revenue rose 34.7% to RM377.83 million from RM280.37 million. Earnings per share were 3.08 sen versus 1.92 sen a year ago.
When compared with a year ago, where revenue and pre-tax profit came in at RM280.37 million and RM36.5 million, this was an improvement of 35% and 91% respectively in the current quarter.
Muhibbah was awarded a RM338 million contract from Northport (Malaysia) Bhd to build a multipurpose wharf and the associated facilities. Hopefully, this could inject some positive news into the stock which was battered by its exposure to the Asian petroleum hub debacle.
Muhibbah said the wharf would be an extension to the existing wharf eight and upgrading of wharf 16. The contract is scheduled to start in July and completed in March 2014.
Some upbeat news from Tambun Indah Land Bhd. The Penang-based developer, with projects totaling gross development value (GDV) of RM1.6 billion, expects to record strong revenue growth in the financial year ending Dec 31, underpinned by the sustained property boom in Penang.
Growth would be driven by strong interest in its ongoing projects due to the rapid industrial expansion in Seberang Perai. It would also benefit from the spillover effect from the strong demand for residential PROPERTIES [] on Penang island.
Tambun Indah has several ongoing projects on mainland Penang with total GDV of RM1.6 billion, which is enough to last until 2016.
On a downbeat note, Subur Tiasa’s net profit in the third quarter ended April
30, 2011 fell 19.5% to RM8.40 million from RM10.44 million a year ago but it expects the outlook to be positive on firm demand overseas.
“The market outlook for timber and timber products in the coming quarter remain positive with the continued firm demand for timber in India and China,” it said.
The company’s financial performance was impacted by higher operational costs due to the increase in raw material, fuel and adhesive costs.
Revenue declined 11.8% to RM144.66m from RM164.12 million. Earnings per share were 4.62 sen compared with 5.55 sen.
Subur Tiasa said for the nine-month period, net profit was flat at RM23.838 million while revenue declined 4.8% to RM486.22 million from RM510.79 million.
Saturday, 25 June 2011 09:58
KUALA LUMPUR: Worries about the Greek debt issue and the slide on Wall Street will weigh on investors’ sentiment in the week ahead, starting Monday, June 27, and maybe investors may give up the hope of window dressing as the first half draws to an end.
On Wall Street, Reuters reported the Dow industrials and the S&P 500 fell for their seventh week in the last eight. The benchmark S&P 500 is down 7% from its 2011 closing high at the end of April.
Investors are fearful Greece's government may fail to pass an austerity plan next week, which could force a default on its debt repayments. The government faces an electorate vehemently opposed to the austerity measures.
The Dow Jones industrial average dropped 115.42 points, or 0.96%, to 11,934.58 at the close. The Standard & Poor's 500 Index fell 15.05 points, or 1.17%, to 1,268.45. The Nasdaq Composite Index lost 33.86 points, or 1.26%, to 2,652.89.
For the week, the Dow fell 0.58% and the S&P 500 shed 0.24%, while the Nasdaq gained 1.39%.
At Bursa Malaysia, stocks to watch include KENCANA PETROLEUM BHD [], MUHIBBAH ENGINEERING (M) BHD [], Tambun Indah Land Bhd and SUBUR TIASA HOLDINGS BHD [].
Kencana’s earnings rose 81% to RM56.42 million in the third quarter ended April 30, 2011 from RM31.17 million a year ago underpinned by the progress achieved for the contracts. Revenue rose 34.7% to RM377.83 million from RM280.37 million. Earnings per share were 3.08 sen versus 1.92 sen a year ago.
When compared with a year ago, where revenue and pre-tax profit came in at RM280.37 million and RM36.5 million, this was an improvement of 35% and 91% respectively in the current quarter.
Muhibbah was awarded a RM338 million contract from Northport (Malaysia) Bhd to build a multipurpose wharf and the associated facilities. Hopefully, this could inject some positive news into the stock which was battered by its exposure to the Asian petroleum hub debacle.
Muhibbah said the wharf would be an extension to the existing wharf eight and upgrading of wharf 16. The contract is scheduled to start in July and completed in March 2014.
Some upbeat news from Tambun Indah Land Bhd. The Penang-based developer, with projects totaling gross development value (GDV) of RM1.6 billion, expects to record strong revenue growth in the financial year ending Dec 31, underpinned by the sustained property boom in Penang.
Growth would be driven by strong interest in its ongoing projects due to the rapid industrial expansion in Seberang Perai. It would also benefit from the spillover effect from the strong demand for residential PROPERTIES [] on Penang island.
Tambun Indah has several ongoing projects on mainland Penang with total GDV of RM1.6 billion, which is enough to last until 2016.
On a downbeat note, Subur Tiasa’s net profit in the third quarter ended April
30, 2011 fell 19.5% to RM8.40 million from RM10.44 million a year ago but it expects the outlook to be positive on firm demand overseas.
“The market outlook for timber and timber products in the coming quarter remain positive with the continued firm demand for timber in India and China,” it said.
The company’s financial performance was impacted by higher operational costs due to the increase in raw material, fuel and adhesive costs.
Revenue declined 11.8% to RM144.66m from RM164.12 million. Earnings per share were 4.62 sen compared with 5.55 sen.
Subur Tiasa said for the nine-month period, net profit was flat at RM23.838 million while revenue declined 4.8% to RM486.22 million from RM510.79 million.
饿了才吃=慢性自杀
其实，习惯就是人的一种行为倾向，习惯是稳定的甚至是自动化的行为。良好的养生习惯就是即适合自己的、又是科学的行为方式。许多朋友在生活中忽视良好的行为习惯，经常有一些不良的行为习惯，对身体健康造成了不良的伤害。
在生活习惯方面有8个误区：
一是。许多朋友在生活中不能按时就餐，或者是不到饿的时候不吃饭，理由就是“不饿”。还有的朋友常常是干完活再吃饭，这都是不科学的。食物在胃内的停留只有4－5小时，等我们感到饥饿时，胃口早就排空了。这时，胃粘膜就会被胃液“自我消化”，引起胃炎或者消化性溃疡，还能削弱人体的抗病能力。
二是渴了才喝。有的朋友平时没有喝水的习惯，一定要等到口渴的时候才喝水。其实，在我们感到渴了的时候体内已经是严重缺水了。这时候再补充水分，已经是为时晚矣。水是生命之源，在人体的代谢过程中比食物还要重要。生理学家告诉我们，每个成年人，每天需要1500—2000毫升左右的水。早晨起床后，或者饭前一小时，喝上一杯水，对身体是大有好处的。水不仅可以洗涤胃肠，还能帮助消化，促进食欲。调查显示，有经常饮水习惯的人，便秘和结石的发病率，明显低于不经常饮水的人。饮水还对预防心肌梗塞和中风等疾病有积极的作用。
三是累了才歇。累了才休息，是从老祖先那里传下来的，有许多朋友一生都是这样做的。这些朋友以为只有感到累了，才应该去休息。其实，在感到累了的时候已经是身体相当疲劳了。过度的疲劳容易积劳成疾，使人体免疫能力降低，使疾病乘虚而入。不论是脑力劳动还是体力劳动，在连续工作一段时间以后，都要进行适当的休息。
四是困了才睡。有些朋友以为只有在感到困了的时候，才应该去睡觉。事实上，困倦是大脑相当疲劳的表现，不应该等到这时再去睡觉，按时就寝的好习惯，不仅可以保护大脑，还非常容易入睡，提高睡眠质量，减少失眠的发生。人的一生中大约有1/3的时间，是在睡眠中度过的。睡眠是人体新陈代谢的生理过程。保证定时睡觉，保证每天睡眠时间不少于7小时，才能维持睡眠生物钟的正常运转。
五是急了才便。很多朋友只有在大小便感觉非常明显了，才去上厕所。甚至有便也不解，宁愿憋着。这样做，对健康是极为不利的。大小便在体内停留的时间长了，非常容易引起便秘，或者使膀胱过度充盈。粪便和尿液中的有毒物质，不断被人体重新吸收，非常容易导致“自身中毒”。因此，养成按时大小便的习惯，可以减少痔疮、便秘和大肠癌的发病机会。
六是胖了才减。随着生活水平的提高和生活方式的改变，有肥胖倾向的朋友是越来越多了。许多专家认为，导致肥胖的主要原因是进食过量，营养过剩和缺乏运动。许多朋友在肥胖之后，花掉了许多钱，花费了许多时间去减肥，这是非常不合算的。实际上，目前的任何减肥手段都是十分有限的。因为事后减肥不如事前预防，我们完全可以在体重超标之前就加以预防。比如控制和调整饮食，防止暴饮暴食，加强体育锻炼等等。
七是病了才治。“凡事预则立，不预则废”，健康医学也是把预防作为第一道防线。等到疾病已经上了身，就已经对身体造成了危害，这时再去治疗，花费的成本可能是巨大的。其实，疾病在形成之前都是有信号的，我们常说的亚健康状态就是信号。一旦进入亚健康状态，就要引起注意。还有许多疾病，光靠自我感觉是很难早发现的，只有定期去医院进行健康检查，才能早期发现，进行早期治疗。有相当一部分朋友，平时自以为没有病，到医院一检查就发现了毛病。一些肝炎、肺结核、高血压、心脏病和糖尿病，包括许多癌症在常规的检查中也能及早发现。可见，无病也求医，坚持定期去医院体检对中年朋友是多么重要。
八是老了才锻炼。在每天晨练的人群中，我们稍稍留心就会发现，参加晨练的人大多是老年人，很少有中年朋友。许多中年朋友，在主观上没有主动锻炼的意识。正因为如此，一些疾病过早地发生在中年朋友的身上。什么糖尿病、高血压、高血脂、冠心病等老年性疾病越来越年轻化，在中年朋友中脂肪肝的患病率更是多的惊人。这都与中年朋友不参加锻炼，吃得过多，经常喝酒有直接的关系。
除了要纠正和避免上述习惯误区之外，还要自觉养成良好的生活习惯和行为习惯。
中年朋友要在以下几个方面加以注意：
1、要定期测体重。人到中年要时刻关注自己的体重，过于肥胖就会减少我们的寿命。
2、要做到不抽烟。抽烟会使寿命平均减少10年。在40－50岁的死亡人群中，有30％是患上了与吸烟有关的疾病而死亡的。因为抽烟患肺癌和支气管炎的，占总患病人数的9％；抽烟人群中有20％的朋友，患有心力衰竭。如果在50岁以前戒烟，我们还可以拥有健康的身体。
3、要尽量少喝酒。对某些朋友来说，酒对健康有着特殊的危险，特别是那些患有心脑血管疾病和代谢疾病的朋友。如果抽烟又喝酒，患食道癌的危险要增加44％。酒还能增加患肝癌、口腔癌和喉癌的机遇。酒能使血压升高，引发心脏病和脑中风。
4、要控制脂肪。每天脂肪的摄入量，不能超过总热量的30％。但是也不要少于15％。高脂肪饮食导致肥胖症、心脏病和高脂血症。
5、要多吃水果蔬菜。维生素A、维生素C和维生素E有保护身体健康的作用。每天，我们至少应该食用400克左右的水果和蔬菜，来补充必要的维生素。
6、要多用纤维类食品。在含有丰富的纤维素的食品中，也含有丰富的维生素和矿物质。食物纤维还有助于消化吸收，保护我们的胃肠道。
7、要保证钙的需求。要注意经常给身体补钙。在鱼、杏仁、绿色蔬菜和奶制品当中都含有丰富的钙，要多吃一点。
8、要重视淀粉的摄取。淀粉能保护我们不受病菌感染，能预防心脏病和癌症，在每天的食谱上必须要有面食和米饭。
9、要经常吃鱼类。吃鱼类能延年益寿，多吃鱼类能增强人的免疫功能，提高防病抗病能力。
10、要减少食盐量。如果每天食用比身体需要多出10倍的盐，就有患高血压和心脏病的危险。多食盐对有慢性肾病和肝病的朋友是非常不利的。
11、要少喝咖啡。咖啡同心脏病的发作有直接关系。每天喝6杯咖啡的人，死于心力衰竭的风险可以增加3倍。
12、要多运动。从45岁左右就经常进行体育锻炼的，比从来就不锻炼的，患心脏病的比例要小3倍。比较科学的运动是每天最好能锻炼30分钟左右。年纪稍大一些的朋友，要选择不太剧烈的运动，比如散步、骑自行车和爬楼梯。
13、要淡泊名利。千万不要不顾身体健康，不惜代价地去追名逐利。要知道过分的劳累和不安定的生活，是影响寿命的一个重要因素。
14、要积极乐观。任何消极的情绪都会使人生病。不要老去想生活中的那些悲哀和苦恼，尤其是死亡，意外事故和疾病。
最后，要强调一下：习惯决定健康，不良的生活习惯，有害于身体健康；良好的生活习惯，有益于身体健康。生活习惯是科学养生的基本要求，要克服一切不良的生活习惯，养成有益于健康的生活习惯。
在生活习惯方面有8个误区：
一是。许多朋友在生活中不能按时就餐，或者是不到饿的时候不吃饭，理由就是“不饿”。还有的朋友常常是干完活再吃饭，这都是不科学的。食物在胃内的停留只有4－5小时，等我们感到饥饿时，胃口早就排空了。这时，胃粘膜就会被胃液“自我消化”，引起胃炎或者消化性溃疡，还能削弱人体的抗病能力。
二是渴了才喝。有的朋友平时没有喝水的习惯，一定要等到口渴的时候才喝水。其实，在我们感到渴了的时候体内已经是严重缺水了。这时候再补充水分，已经是为时晚矣。水是生命之源，在人体的代谢过程中比食物还要重要。生理学家告诉我们，每个成年人，每天需要1500—2000毫升左右的水。早晨起床后，或者饭前一小时，喝上一杯水，对身体是大有好处的。水不仅可以洗涤胃肠，还能帮助消化，促进食欲。调查显示，有经常饮水习惯的人，便秘和结石的发病率，明显低于不经常饮水的人。饮水还对预防心肌梗塞和中风等疾病有积极的作用。
三是累了才歇。累了才休息，是从老祖先那里传下来的，有许多朋友一生都是这样做的。这些朋友以为只有感到累了，才应该去休息。其实，在感到累了的时候已经是身体相当疲劳了。过度的疲劳容易积劳成疾，使人体免疫能力降低，使疾病乘虚而入。不论是脑力劳动还是体力劳动，在连续工作一段时间以后，都要进行适当的休息。
四是困了才睡。有些朋友以为只有在感到困了的时候，才应该去睡觉。事实上，困倦是大脑相当疲劳的表现，不应该等到这时再去睡觉，按时就寝的好习惯，不仅可以保护大脑，还非常容易入睡，提高睡眠质量，减少失眠的发生。人的一生中大约有1/3的时间，是在睡眠中度过的。睡眠是人体新陈代谢的生理过程。保证定时睡觉，保证每天睡眠时间不少于7小时，才能维持睡眠生物钟的正常运转。
五是急了才便。很多朋友只有在大小便感觉非常明显了，才去上厕所。甚至有便也不解，宁愿憋着。这样做，对健康是极为不利的。大小便在体内停留的时间长了，非常容易引起便秘，或者使膀胱过度充盈。粪便和尿液中的有毒物质，不断被人体重新吸收，非常容易导致“自身中毒”。因此，养成按时大小便的习惯，可以减少痔疮、便秘和大肠癌的发病机会。
六是胖了才减。随着生活水平的提高和生活方式的改变，有肥胖倾向的朋友是越来越多了。许多专家认为，导致肥胖的主要原因是进食过量，营养过剩和缺乏运动。许多朋友在肥胖之后，花掉了许多钱，花费了许多时间去减肥，这是非常不合算的。实际上，目前的任何减肥手段都是十分有限的。因为事后减肥不如事前预防，我们完全可以在体重超标之前就加以预防。比如控制和调整饮食，防止暴饮暴食，加强体育锻炼等等。
七是病了才治。“凡事预则立，不预则废”，健康医学也是把预防作为第一道防线。等到疾病已经上了身，就已经对身体造成了危害，这时再去治疗，花费的成本可能是巨大的。其实，疾病在形成之前都是有信号的，我们常说的亚健康状态就是信号。一旦进入亚健康状态，就要引起注意。还有许多疾病，光靠自我感觉是很难早发现的，只有定期去医院进行健康检查，才能早期发现，进行早期治疗。有相当一部分朋友，平时自以为没有病，到医院一检查就发现了毛病。一些肝炎、肺结核、高血压、心脏病和糖尿病，包括许多癌症在常规的检查中也能及早发现。可见，无病也求医，坚持定期去医院体检对中年朋友是多么重要。
八是老了才锻炼。在每天晨练的人群中，我们稍稍留心就会发现，参加晨练的人大多是老年人，很少有中年朋友。许多中年朋友，在主观上没有主动锻炼的意识。正因为如此，一些疾病过早地发生在中年朋友的身上。什么糖尿病、高血压、高血脂、冠心病等老年性疾病越来越年轻化，在中年朋友中脂肪肝的患病率更是多的惊人。这都与中年朋友不参加锻炼，吃得过多，经常喝酒有直接的关系。
除了要纠正和避免上述习惯误区之外，还要自觉养成良好的生活习惯和行为习惯。
中年朋友要在以下几个方面加以注意：
1、要定期测体重。人到中年要时刻关注自己的体重，过于肥胖就会减少我们的寿命。
2、要做到不抽烟。抽烟会使寿命平均减少10年。在40－50岁的死亡人群中，有30％是患上了与吸烟有关的疾病而死亡的。因为抽烟患肺癌和支气管炎的，占总患病人数的9％；抽烟人群中有20％的朋友，患有心力衰竭。如果在50岁以前戒烟，我们还可以拥有健康的身体。
3、要尽量少喝酒。对某些朋友来说，酒对健康有着特殊的危险，特别是那些患有心脑血管疾病和代谢疾病的朋友。如果抽烟又喝酒，患食道癌的危险要增加44％。酒还能增加患肝癌、口腔癌和喉癌的机遇。酒能使血压升高，引发心脏病和脑中风。
4、要控制脂肪。每天脂肪的摄入量，不能超过总热量的30％。但是也不要少于15％。高脂肪饮食导致肥胖症、心脏病和高脂血症。
5、要多吃水果蔬菜。维生素A、维生素C和维生素E有保护身体健康的作用。每天，我们至少应该食用400克左右的水果和蔬菜，来补充必要的维生素。
6、要多用纤维类食品。在含有丰富的纤维素的食品中，也含有丰富的维生素和矿物质。食物纤维还有助于消化吸收，保护我们的胃肠道。
7、要保证钙的需求。要注意经常给身体补钙。在鱼、杏仁、绿色蔬菜和奶制品当中都含有丰富的钙，要多吃一点。
8、要重视淀粉的摄取。淀粉能保护我们不受病菌感染，能预防心脏病和癌症，在每天的食谱上必须要有面食和米饭。
9、要经常吃鱼类。吃鱼类能延年益寿，多吃鱼类能增强人的免疫功能，提高防病抗病能力。
10、要减少食盐量。如果每天食用比身体需要多出10倍的盐，就有患高血压和心脏病的危险。多食盐对有慢性肾病和肝病的朋友是非常不利的。
11、要少喝咖啡。咖啡同心脏病的发作有直接关系。每天喝6杯咖啡的人，死于心力衰竭的风险可以增加3倍。
12、要多运动。从45岁左右就经常进行体育锻炼的，比从来就不锻炼的，患心脏病的比例要小3倍。比较科学的运动是每天最好能锻炼30分钟左右。年纪稍大一些的朋友，要选择不太剧烈的运动，比如散步、骑自行车和爬楼梯。
13、要淡泊名利。千万不要不顾身体健康，不惜代价地去追名逐利。要知道过分的劳累和不安定的生活，是影响寿命的一个重要因素。
14、要积极乐观。任何消极的情绪都会使人生病。不要老去想生活中的那些悲哀和苦恼，尤其是死亡，意外事故和疾病。
最后，要强调一下：习惯决定健康，不良的生活习惯，有害于身体健康；良好的生活习惯，有益于身体健康。生活习惯是科学养生的基本要求，要克服一切不良的生活习惯，养成有益于健康的生活习惯。
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YILAI 谊来 (5048)
YI-LAI BERHAD
Lot 7020, Batu 23,
Jalan Air Hitam,
81000 Kulai, Johor
Tel 607- 652 2652
Fax 607 - 652 3388
607 - 652 4633
Listing Date: 03.05.2002
IPO Price: 1.100
Market: MAIN
Sector: INDUSTRIAL
Par Value: 0.50
Major Industry: Construction
Sub Industry: Brick, Clay & Refractory Products
SIC Industry Code: 3253 - Ceramic Wall And Floor Tile
YI-LAI BERHAD is a Malaysia-based company investment holding company. The Company, through its subsidiaries, is principally engaged in the manufacture and sale of ceramic and homogeneous tiles. Yi-Lai Berhad has three wholly owned subsidiaries, Yi-Lai Industry Berhad, Alpha Tiles Trading Sdn. Bhd. and Yi-Lai Trading Pte. Ltd. Yi-Lai Industry Berhad is involved in the manufacture and sale of ceramic and homogeneous tiles. Alpha Tiles Trading Sdn. Bhd. and Yi-Lai Trading Pte. Ltd. are engaged in the trading and distribution of tiles.
日本盆舞节 Bon Odori Festival 2011
（槟城23日讯）万众期待的2011年槟州日本盆舞节（Bon Odori）又要来咯！
Penang Bon Odori Festival
Date: 16 July 2011
Time: 6pm-11pm
Venue: Esplanade, Penang
Fireworks: 10.00 pm sharp
是项活动将于7月16日下午6时开始至晚上11时在旧关仔角热烈引爆，届时预料吸引超过6万人次参与其盛。 然而今年盆舞节重点节目则包括来自名古屋的日本舞蹈团（Samurai Maeda Toshiie Ondo Mai）、日本著名歌剧歌手藏野兰子及来自篠山的舞蹈团（Sasayama Dekansho Dance Wakamono Ren），将为民众呈献歌曲及精湛舞蹈。
另外，日本驻槟首席领事谷口裕子表示，当天还会有槟城日本人学校、槟城日本人协会、粉红木槿花队、来自北马3所学校的百名日语班大马学生等等参与演出。她说，今年盆舞节的一大特色是日本人将与大马人一起呈献有趣的日本素兰舞。
谷口裕子是与槟州旅游发展委员会主席罗兴强行政议员召开记者会时，如是指出。 罗兴强则表示，盆舞节入场免费，惟有兴趣一尝和风美食的公众，可到寿司王（Sushi King）分店、部分日本餐馆及酒店、光大53楼槟州旅游发展委员会办事处、加马购物中心及联办单位购取每套价值20令吉的固本。他说，现场也设有旋转日餐料理座席，以及琳琅满目各种日餐和本地美食。他补充，当天将有66个美食摊位、14个纪念品摊位、10个游戏摊位及鬼屋。
他指出，今年大会所设幸运奖应有尽有，然而他透露，目前仍然欢迎商家赞助幸运抽奖。他说，今年有关盛会也将举办摄影比赛，奖金则是首奖500令吉、二奖300令吉、三奖100令吉及5份安慰奖50令吉。他提及，欲参加者可前往www.visitpenang.gov.my下载表格报名参加或直接到该部填写表格。
日本盆舞节是由槟州政府、槟日本总领事馆、马日协会、槟留日学会、槟日本语协会、马来西亚海外日本技术协会（AOTS）及槟日本人协会联办。与此同时，大会也宣布，日本盆舞节委员会及龙城酒店于今年4月10日举办的义卖会成功为日本海啸地震的灾民筹获3万3000令吉，其中包括日本盆舞节委员捐献的5000令吉，龙城酒店代表也在记者会现场移交支票予谷口裕子，并由罗兴强见证。欲知更多详情，请拨电热线号码016-4110000、04-6505136、04-2619012。
盆舞节又称日本鬼节
另一方面，日本盆舞节（Bon Odori，日本人称之为“盆踊”），又称日本鬼节，类似华人的清明节和中元节，源自日本人祭祖先忆亡魂的情怀。 盆舞节里的“盆”字在日语里，解释为“时节”或“节令”。
盆舞节最主要的目的，是敬奉以及欢迎先人灵魂“重返人间”，让活人和离去的亡魂一同相聚、共舞。
相关照片
■ 来自名古屋的日本舞蹈团（Samurai Maeda Toshiie Ondo Mai）将莅临大马呈献精湛表演。
[光华日报]
Penang Bon Odori Festival
Date: 16 July 2011
Time: 6pm-11pm
Venue: Esplanade, Penang
Fireworks: 10.00 pm sharp
是项活动将于7月16日下午6时开始至晚上11时在旧关仔角热烈引爆，届时预料吸引超过6万人次参与其盛。 然而今年盆舞节重点节目则包括来自名古屋的日本舞蹈团（Samurai Maeda Toshiie Ondo Mai）、日本著名歌剧歌手藏野兰子及来自篠山的舞蹈团（Sasayama Dekansho Dance Wakamono Ren），将为民众呈献歌曲及精湛舞蹈。
另外，日本驻槟首席领事谷口裕子表示，当天还会有槟城日本人学校、槟城日本人协会、粉红木槿花队、来自北马3所学校的百名日语班大马学生等等参与演出。她说，今年盆舞节的一大特色是日本人将与大马人一起呈献有趣的日本素兰舞。
谷口裕子是与槟州旅游发展委员会主席罗兴强行政议员召开记者会时，如是指出。 罗兴强则表示，盆舞节入场免费，惟有兴趣一尝和风美食的公众，可到寿司王（Sushi King）分店、部分日本餐馆及酒店、光大53楼槟州旅游发展委员会办事处、加马购物中心及联办单位购取每套价值20令吉的固本。他说，现场也设有旋转日餐料理座席，以及琳琅满目各种日餐和本地美食。他补充，当天将有66个美食摊位、14个纪念品摊位、10个游戏摊位及鬼屋。
他指出，今年大会所设幸运奖应有尽有，然而他透露，目前仍然欢迎商家赞助幸运抽奖。他说，今年有关盛会也将举办摄影比赛，奖金则是首奖500令吉、二奖300令吉、三奖100令吉及5份安慰奖50令吉。他提及，欲参加者可前往www.visitpenang.gov.my下载表格报名参加或直接到该部填写表格。
日本盆舞节是由槟州政府、槟日本总领事馆、马日协会、槟留日学会、槟日本语协会、马来西亚海外日本技术协会（AOTS）及槟日本人协会联办。与此同时，大会也宣布，日本盆舞节委员会及龙城酒店于今年4月10日举办的义卖会成功为日本海啸地震的灾民筹获3万3000令吉，其中包括日本盆舞节委员捐献的5000令吉，龙城酒店代表也在记者会现场移交支票予谷口裕子，并由罗兴强见证。欲知更多详情，请拨电热线号码016-4110000、04-6505136、04-2619012。
盆舞节又称日本鬼节
另一方面，日本盆舞节（Bon Odori，日本人称之为“盆踊”），又称日本鬼节，类似华人的清明节和中元节，源自日本人祭祖先忆亡魂的情怀。 盆舞节里的“盆”字在日语里，解释为“时节”或“节令”。
盆舞节最主要的目的，是敬奉以及欢迎先人灵魂“重返人间”，让活人和离去的亡魂一同相聚、共舞。
相关照片
■ 来自名古屋的日本舞蹈团（Samurai Maeda Toshiie Ondo Mai）将莅临大马呈献精湛表演。
[光华日报]
U.S. Stocks Fall as Oracle Drives Technology Slump, Italian Banks Retreat
U.S. stocks retreated, sending the Standard & Poor’s 500 Index lower for a third straight day, as concern about the European debt crisis intensified and Oracle Corp. (ORCL) dragged down technology shares.
Technology companies in the S&P 500 dropped 1.8 percent as a group. Oracle, the largest maker of database software, sank 4.1 percent after reporting lower hardware sales. Micron Technology Inc. (MU) tumbled 14 percent as the maker of computer- memory chips reported sales and profit that missed estimates. Bank of America Corp. (BAC) and JPMorgan Chase & Co. (JPM) slumped at least 1.4 percent, following losses in European lenders.
The S&P 500 fell 1.2 percent to 1,268.45 at 4 p.m. in New York, extending its drop in June to 5.7 percent. The Dow Jones Industrial Average declined 115.42 points, or 1 percent, to 11,934.58 today. More than 10.1 billion shares changed hands on U.S. exchanges as of 5 p.m., the highest since March, as investors bought and sold shares to match Russell Investments’ annual changes to its equity indexes. Russell says about $3.9 trillion is benchmarked to its global stock-market measures.
“The market has been in a correction mode for the month of June,” said Timothy Ghriskey, chief investment officer at the Solaris Group LLC in Bedford Hills, New York, which manages $2 billion. “The focus really has been on the European debt crisis, on Greece and on the potential for contagion.”
The S&P 500 has retreated 7 percent from this year’s high at the end of April amid weaker-than-estimated economic data and concern about Europe’s debt crisis. The index is still up 0.9 percent in 2011 on government stimulus measures and better-than- expected earnings.
Moody’s Warning
Stocks fell as banks dragged on Europe’s benchmark index after Moody’s Investors Service said it may downgrade 13 Italian lenders because they would be vulnerable to a cut in the government’s credit rating. The euro dropped a third day and bond yields rose in Spain and Italy. Declines in the financial and technology companies overshadowed faster-than-forecast growth in U.S. durable-goods orders and European leaders’ pledge to support Greece if the nation approves austerity measures.
Equity futures rose earlier after the Commerce Department said orders for durable goods, or equipment meant to last at least three years, rose 1.9 percent, beating the median economist forecast of 1.5 percent. Demand for non-military capital equipment also beat expectations after revised April readings showed a smaller decline than previously reported.
‘Temporary Soft Spot’
“We’re getting indications that this is only a temporary soft spot for the economy,” said Burt White, who helps oversee $284 billion as chief investment officer at LPL Financial Corp. in Boston. “I do see a better economic picture in the back half of this year.”
A gauge of technology companies in the S&P 500 dropped 1.8 percent as 70 of its 74 stocks retreated.
Oracle slumped 4.1 percent to $31.14. Chief Executive Officer Larry Ellison bought Sun Microsystems Inc. last year to capitalize on demand for the servers and databases used in data centers. While the hardware results may reflect Oracle’s effort to pare less-profitable machines from the lineup, they were disappointing enough to overshadow better-than-predicted performance in profit and sales of new software licenses.
Micron Technology tumbled 14 percent to $7.21. The price of dynamic random access memory, or DRAM, for personal computers dropped as supplies increased and demand from makers of consumer laptops and desktop PCs remained sluggish, the Boise, Idaho- based company said. Orders are also slowing for chips used in inexpensive mobile phones, pushing down prices, Micron Chief Executive Officer Steve Appleton said.
Bank of America
The KBW Bank Index of 24 stocks fell 1 percent. Bank of America, the largest U.S. lender by assets, retreated 1.8 percent to $10.52. JPMorgan declined 1.5 percent to $39.49.
The pace of profit growth by U.S. companies will slow as the cost of labor increases and stock investors should be wary of sovereign-debt concerns, according to Citigroup Inc.’s Tobias Levkovich.
“The rate of growth is going to diminish meaningfully,” said Levkovich, Citigroup’s New York-based chief U.S. equity strategist, in an interview today on Bloomberg Radio’s “Bloomberg Surveillance” with Tom Keene. “Margin pressures are driven by labor-cost changes, so as we’re starting to come and bring on some workers back, this is actually starting to chop into margins.”
Levkovich recommended avoiding consumer-discretionary stocks, including retail and media companies, as well as health- care shares as the government considers budget cutbacks. He said investors should be cautious about buying equities until there’s more clarity on the debt situations in Greece and the U.S.
Technology companies in the S&P 500 dropped 1.8 percent as a group. Oracle, the largest maker of database software, sank 4.1 percent after reporting lower hardware sales. Micron Technology Inc. (MU) tumbled 14 percent as the maker of computer- memory chips reported sales and profit that missed estimates. Bank of America Corp. (BAC) and JPMorgan Chase & Co. (JPM) slumped at least 1.4 percent, following losses in European lenders.
The S&P 500 fell 1.2 percent to 1,268.45 at 4 p.m. in New York, extending its drop in June to 5.7 percent. The Dow Jones Industrial Average declined 115.42 points, or 1 percent, to 11,934.58 today. More than 10.1 billion shares changed hands on U.S. exchanges as of 5 p.m., the highest since March, as investors bought and sold shares to match Russell Investments’ annual changes to its equity indexes. Russell says about $3.9 trillion is benchmarked to its global stock-market measures.
“The market has been in a correction mode for the month of June,” said Timothy Ghriskey, chief investment officer at the Solaris Group LLC in Bedford Hills, New York, which manages $2 billion. “The focus really has been on the European debt crisis, on Greece and on the potential for contagion.”
The S&P 500 has retreated 7 percent from this year’s high at the end of April amid weaker-than-estimated economic data and concern about Europe’s debt crisis. The index is still up 0.9 percent in 2011 on government stimulus measures and better-than- expected earnings.
Moody’s Warning
Stocks fell as banks dragged on Europe’s benchmark index after Moody’s Investors Service said it may downgrade 13 Italian lenders because they would be vulnerable to a cut in the government’s credit rating. The euro dropped a third day and bond yields rose in Spain and Italy. Declines in the financial and technology companies overshadowed faster-than-forecast growth in U.S. durable-goods orders and European leaders’ pledge to support Greece if the nation approves austerity measures.
Equity futures rose earlier after the Commerce Department said orders for durable goods, or equipment meant to last at least three years, rose 1.9 percent, beating the median economist forecast of 1.5 percent. Demand for non-military capital equipment also beat expectations after revised April readings showed a smaller decline than previously reported.
‘Temporary Soft Spot’
“We’re getting indications that this is only a temporary soft spot for the economy,” said Burt White, who helps oversee $284 billion as chief investment officer at LPL Financial Corp. in Boston. “I do see a better economic picture in the back half of this year.”
A gauge of technology companies in the S&P 500 dropped 1.8 percent as 70 of its 74 stocks retreated.
Oracle slumped 4.1 percent to $31.14. Chief Executive Officer Larry Ellison bought Sun Microsystems Inc. last year to capitalize on demand for the servers and databases used in data centers. While the hardware results may reflect Oracle’s effort to pare less-profitable machines from the lineup, they were disappointing enough to overshadow better-than-predicted performance in profit and sales of new software licenses.
Micron Technology tumbled 14 percent to $7.21. The price of dynamic random access memory, or DRAM, for personal computers dropped as supplies increased and demand from makers of consumer laptops and desktop PCs remained sluggish, the Boise, Idaho- based company said. Orders are also slowing for chips used in inexpensive mobile phones, pushing down prices, Micron Chief Executive Officer Steve Appleton said.
Bank of America
The KBW Bank Index of 24 stocks fell 1 percent. Bank of America, the largest U.S. lender by assets, retreated 1.8 percent to $10.52. JPMorgan declined 1.5 percent to $39.49.
The pace of profit growth by U.S. companies will slow as the cost of labor increases and stock investors should be wary of sovereign-debt concerns, according to Citigroup Inc.’s Tobias Levkovich.
“The rate of growth is going to diminish meaningfully,” said Levkovich, Citigroup’s New York-based chief U.S. equity strategist, in an interview today on Bloomberg Radio’s “Bloomberg Surveillance” with Tom Keene. “Margin pressures are driven by labor-cost changes, so as we’re starting to come and bring on some workers back, this is actually starting to chop into margins.”
Levkovich recommended avoiding consumer-discretionary stocks, including retail and media companies, as well as health- care shares as the government considers budget cutbacks. He said investors should be cautious about buying equities until there’s more clarity on the debt situations in Greece and the U.S.
興業婚事告吹‧無阻併購風‧中小銀行“徵婚”幾率大
（吉隆坡24日訊）馬來亞銀行（MAYBANK, 1155, 主板金融組）及聯昌集團（CIMB, 1023, 主板金融組）對興業資本（RHBCAP, 1066, 主板金融組）閃電“悔婚”，料不會澆熄銀行界的併購熱情，惟估值或為成敗因素，同時因國內銀行近飽和，加上大規模銀行間業務重疊，併購對象或圍繞在中小型銀行。
興業未走出陰影
續跌28仙
然而，銀行老大與老二“臨陣退縮”的陰影揮之不去，興業資本今日仍無法止瀉，低開後不斷受拋壓詛咒，一度急挫高達6.1%或55仙至8令吉48仙，寫下三個月低點，收市前仍無法力挽狂瀾，終掛8令吉75仙，跌28仙，成交量達1千777萬9千800股。
豐隆銀行受波及跌22仙
反觀馬銀行與聯昌，在市場放下股權可能遭稀釋的疑慮後抬頭，各起6仙與17仙，到8令吉88仙與8令吉68仙。
不過，兩家公司悔婚的颱風尾不知怎的掃到了豐隆銀行（HLBANK, 5819, 主板金融組），繼週四暴跌44仙，今日繼續往下走，一度挫36仙至12令吉54仙低點，收市掛12令吉68仙，下跌22仙；母公司豐隆金融（HLFG, 1082, 主板金融組）受拖累，下跌32仙至以13令吉作收。
MIDF研究銀行分析員表示，婚事臨時喊停，不見得將對三家銀行與整體銀行領域造成負面衝擊，主要是併購往往必須考量協同作用、回酬增值因素，顯然，若彼此無法創造更好價值，棄婚反而是好事。
他進一步解釋，馬來亞銀行、聯昌集團向興業資本“提親”純屬初步階段，若到了像豐隆銀行與國貿資本（EONCAP, 5266, 主板金融組）“婚事”的“成熟”階段才中途反悔，可能才會對領域帶來重大傷害。
業務太重疊
大銀行間合併難
他認為，三家銀行婚事大逆轉後，銀行併購傳言仍將此起彼落，但值得注意的是，一般可能圍繞在較小型銀行，如大馬投資（AMMB, 1015, 主板金融組）與艾芬控股（AFFIN, 5185, 主板金融組），主要是小型銀行專注利基市場，較難與同儕全面競爭，而本地銀行需強勁資產負債表，與外資銀行一較高下。
他指出，大型銀行之間合併，雖能達到更大規模，但礙於大馬銀行業領域已漸飽和，加上業務重複明顯，反而很難“開花結果”，故中小規模銀行之間合併，反而較易水到渠成，如豐隆銀行與國貿資本。
他坦言，即使傳言指聯昌與大眾銀行（PBBANK, 1295, 主板金融組）能夠釋放更大利好，但兩者若合併，也不見得較聯昌與興業資本合併，發揮更多效益，因為分行業務重複更嚴重，更重要的是，聯昌的目標其實與馬銀行同樣，放眼東南亞市場。
市場早前也傳出，聯昌可能對大眾銀行虎視眈眈，主要是兩者的協力作用明顯，分別是企業與投資銀行，以及消費者銀行網絡的先鋒。
他說，銀行併購現象白熱化，主要是金融機構法令（BAFIA）下，機構股權最高達20%的單一股東限制所促成，因此，兩家銀行的“搶婚”戰結束後，相信銀行合併傳言依然會不時浮出台面。
銀行併至5家
短期難行
至於大馬銀行數量會否如馬銀行與聯昌銀行預測般，自現有的9家銀行縮減至約4至5家，他不排除該可能性，但不太可能在短期內實現。
“銀行目前整合目的為與海外銀行較勁，惟大馬銀行數量未如過去般龐大，所以整合並不迫切。”
估值仍是關鍵
另外，肯納格研究持續相信，銀行併購仍在未來成風，但估值為關鍵因素。
僑豐研究對“婚事”告吹不感驚訝，主要是早前已傳言馬銀行與聯昌爭奪興業資本，是應國家銀行邀請，因此，價格與共同作用才是提親的絆腳石。
該行始終相信，興業第二大股東阿布扎比商業銀行以10令吉80仙高價脫售興業25%股權予Aabar投資，是主要“導火線”。
豐隆也對該閃電悔婚不感意外，因彼此國內業務重複太多，加上提親者若不惜一切豪併，可能蒙受股本回酬與資本比的稀釋。
另一方面，肯納格提到，當局持續加強早已強化的金融系統，將對大馬銀行的盈利成長，與2011年下半年至2012年短期交易倍數，提供短期支撐，因而相信，本地銀行集團前景依然大有可為，銀行可能在12倍到15倍間的中週期1年未來本益比交易。
興業或“情歸”大馬投資
興業資本可能始終“情歸”大馬投資，在與銀行界兩老大結束“曖昧”關係後，或重新探討與大馬投資的潛在合併，主要是大馬投資依然被市場視為“理想對象”，並能夠在與興業資本“結婚”後，從銀行界老六晉身為老四。
在豐隆和國貿合體成第四大銀行後，興業被躋至第五名，應該也有意壯大自己，大馬投資是不錯的合併對象。
Aabar投資或成絆腳石
儘管如此，Aabar投資崛起成為興業資本新股東後，難免令兩者婚事的股權控制更加複雜，而作為大馬投資大股東的澳紐銀行（ANZ），可能會對婚後的股權稀釋感不安。
分析員不排除，興業資本在慘遭遺棄後，重新出發，並展開其他併購洽談。
市場早前揣測，阿布扎比商業銀行可能脫售興業資本的24.9%股權予澳紐銀行，以讓澳紐銀行在興業資本與大馬投資結合後，保持持股權在20%以上，而另一大股東雇員公積金局（EPF）則逐步削減持股權，並讓澳紐銀行成為主要股東。
澳紐持股權會沖稀
然而，Aabar購入興業資本股權後，卻意味若兩者結盟，澳紐持股權反而可能沖淡至20%以下或13至15%，胥視股權交換比例與估價。
根據僑豐，興業資本與大馬投資的合力效益，包括興業資本能夠自澳紐銀行更強健的信用紀錄程序中受惠，主要是大馬投資的總減值貸款比3.4%較低，比較興業資本為4.4%。
此外，兩者的貸款組合能更平衡，即興業資本浮動利率貸款較高，能夠與大馬投資更高的固定利率貸款相輔相承。（星洲日報／財經）
大馬財經財經焦點 2011-06-24 18:30
購屋8年沒入伙紙
葉女士說，她於2002年12月投資一間酒店式豪華公寓，買賣合約的政府印花日期是2003年1月27日。
銀行批發的房屋貸款總共43萬4千令吉，並於1月28日發放給發展商。
請問：“在怎樣的情況下，銀行才發放所有的貸款？”
至今，房屋已經8年、沒有入住文件和鎖匙，而且房屋計劃還沒有完工，可是，加影市議會每年都有寄發門牌稅的單據。
她說，發展商的管理公司曾與業主簽約，每月按時將租金交給銀行，可是，只供了19個月就沒有繼續供下去，連累她被銀行追債。
請問：要向哪方面領取入伙紙及發展商的建築師證書？
答：銀行在收到發展商建築師的完工證書後才發放貸款，而且業主也會有一張副本，證明房屋已經完工。
如果說房屋沒有完工，銀行怎麼會發放所有的屋款給發展商，難道發展商建築師發出的完工證書存在爭議，另外，加影市議會又怎麼可能每年發出門牌稅單？
購屋者協會中文組主任陳鍾靈指出，葉女士購買的是酒店式豪華公寓，簽署的不是標準買賣合約，而且要提出起訴發展商的6年有效期已過，這對葉女士比較不利。
此外，葉女士與發展商安排的管理公司簽約，以負責公寓的管理與出租事宜，這項協議與發展商沒有關係，發展商會基於完全是不同的公司撇開聯繫，至於銀行向葉女士追討債務一事，看來葉女士需親自上一趟銀行，清楚瞭解整個事件與安排。
葉女士也可以請專業律師給予協助，假設該公寓單位如葉女士所說的未建好，為何延遲至多年後才將問題提出，當初卻沒有採取行動。
關於當年的交屋文件入伙紙這一項，是發展商向地方政府提出申請，在地方政府證明房屋符合入住要求才發出的文件，若證實房屋興建工程已全部完成，建築師會發出有關的證書，業主也獲發展商發給該證書的複印本。（星洲日報／投資致富‧產業問診室）
銀行批發的房屋貸款總共43萬4千令吉，並於1月28日發放給發展商。
請問：“在怎樣的情況下，銀行才發放所有的貸款？”
至今，房屋已經8年、沒有入住文件和鎖匙，而且房屋計劃還沒有完工，可是，加影市議會每年都有寄發門牌稅的單據。
她說，發展商的管理公司曾與業主簽約，每月按時將租金交給銀行，可是，只供了19個月就沒有繼續供下去，連累她被銀行追債。
請問：要向哪方面領取入伙紙及發展商的建築師證書？
答：銀行在收到發展商建築師的完工證書後才發放貸款，而且業主也會有一張副本，證明房屋已經完工。
如果說房屋沒有完工，銀行怎麼會發放所有的屋款給發展商，難道發展商建築師發出的完工證書存在爭議，另外，加影市議會又怎麼可能每年發出門牌稅單？
購屋者協會中文組主任陳鍾靈指出，葉女士購買的是酒店式豪華公寓，簽署的不是標準買賣合約，而且要提出起訴發展商的6年有效期已過，這對葉女士比較不利。
此外，葉女士與發展商安排的管理公司簽約，以負責公寓的管理與出租事宜，這項協議與發展商沒有關係，發展商會基於完全是不同的公司撇開聯繫，至於銀行向葉女士追討債務一事，看來葉女士需親自上一趟銀行，清楚瞭解整個事件與安排。
葉女士也可以請專業律師給予協助，假設該公寓單位如葉女士所說的未建好，為何延遲至多年後才將問題提出，當初卻沒有採取行動。
關於當年的交屋文件入伙紙這一項，是發展商向地方政府提出申請，在地方政府證明房屋符合入住要求才發出的文件，若證實房屋興建工程已全部完成，建築師會發出有關的證書，業主也獲發展商發給該證書的複印本。（星洲日報／投資致富‧產業問診室）
標獲產業‧發現前業主拖欠管理費
標獲產業‧發現前業主拖欠管理費
投資致富 2011-06-19 19:53
曾先生說，他今年初在拍賣產業市場購買了一個公寓單位，結果間中面對一些問題。
他成功標獲一間公開拍賣的公寓，付了10%首期錢，而且還簽署相關文件。
他披露：“當我取得相關文件後，委托律師做準備買賣合約與貸款合約，就在進行的過程中，遇到一些問題。”
律師告訴他前業主拖欠發展商不少管理與維修費，還有其他一些費用，在這之前，他未獲告知要支付這些費用，因此，有一種被騙的感覺。
請問應該怎麼辦？ 另外，他也在信中提出以下問題：
1）如果前業主針對有關產業做了私人凍結令，是否就沒辦法解決問題？
2）請問私人凍結令有甚麼用途？
3）假如不償還以上費用，而發展商遲遲不發出批准交易的信件，欲拿回10%首期錢的幾率高嗎？
答：又是投標購買拍賣公寓遇到傷腦筋的問題，類似這樣的問題，計算起來還挺多的。
投標購買拍賣房屋的消費者，最好是能事先查問前業主，是否有拖欠發展商大筆的管理費、水費等雜項開支；假如是，應該先談好由銀行承擔，若銀行表示同意，再通過白紙黑字寫清楚才投標，如果無法達致協議，那麼要反問自己，是否準備承擔這些費用。
黃振原律師說，私人凍結令的作用是凍結有關地段的買賣，假如產業單位仍是總地契，發展商一般不批准凍結，只要有關單位沒有被凍結，買賣照樣可進行。
另外，假如不準備償付前業主所拖欠的費用，而且公寓沒有分層地契，發展商當然不會發出批准交易的信件，過了預定的期限，10%首期錢將被沒收，除非通過律師嘗試提出延長交易期限。
還有可通過律師與銀行、發展商洽談，嘗試能否豁免由買方繳付有關的費用，或者減半之類的安排，雖然說成功投標獲得拍賣單位者本身大意、或缺乏購屋經驗，但完全由買者承擔，相信多數人會認為不合理。（星洲日報／投資致富‧產業問診室）
投資致富 2011-06-19 19:53
曾先生說，他今年初在拍賣產業市場購買了一個公寓單位，結果間中面對一些問題。
他成功標獲一間公開拍賣的公寓，付了10%首期錢，而且還簽署相關文件。
他披露：“當我取得相關文件後，委托律師做準備買賣合約與貸款合約，就在進行的過程中，遇到一些問題。”
律師告訴他前業主拖欠發展商不少管理與維修費，還有其他一些費用，在這之前，他未獲告知要支付這些費用，因此，有一種被騙的感覺。
請問應該怎麼辦？ 另外，他也在信中提出以下問題：
1）如果前業主針對有關產業做了私人凍結令，是否就沒辦法解決問題？
2）請問私人凍結令有甚麼用途？
3）假如不償還以上費用，而發展商遲遲不發出批准交易的信件，欲拿回10%首期錢的幾率高嗎？
答：又是投標購買拍賣公寓遇到傷腦筋的問題，類似這樣的問題，計算起來還挺多的。
投標購買拍賣房屋的消費者，最好是能事先查問前業主，是否有拖欠發展商大筆的管理費、水費等雜項開支；假如是，應該先談好由銀行承擔，若銀行表示同意，再通過白紙黑字寫清楚才投標，如果無法達致協議，那麼要反問自己，是否準備承擔這些費用。
黃振原律師說，私人凍結令的作用是凍結有關地段的買賣，假如產業單位仍是總地契，發展商一般不批准凍結，只要有關單位沒有被凍結，買賣照樣可進行。
另外，假如不準備償付前業主所拖欠的費用，而且公寓沒有分層地契，發展商當然不會發出批准交易的信件，過了預定的期限，10%首期錢將被沒收，除非通過律師嘗試提出延長交易期限。
還有可通過律師與銀行、發展商洽談，嘗試能否豁免由買方繳付有關的費用，或者減半之類的安排，雖然說成功投標獲得拍賣單位者本身大意、或缺乏購屋經驗，但完全由買者承擔，相信多數人會認為不合理。（星洲日報／投資致富‧產業問診室）
Thursday, June 23, 2011
European Stocks Decline as Fed Cuts Growth Forecast; Bayer Sinks
European stocks sank, heading for the lowest close since March, after Federal Reserve Chairman Ben S. Bernanke cut the central bank’s growth forecast for the world’s largest economy and failed to signal further stimulus.
Bayer AG (BAYN) slumped 6.3 percent as a study showed that rivals Pfizer Inc.’s and Bristol-Myers Squibb Co.’s experimental blood thinner apixaban prevented more strokes than a traditional treatment in patients with irregular heartbeats. Holcim Ltd. (HOLN) fell 2 percent as Exane BNP Paribas advised selling shares of the world’s second-biggest cement maker.
The Stoxx Europe 600 Index Index dropped 1.3 percent to 264.52 at 2:40 p.m. in London. The gauge has tumbled 9.2 percent from this year’s peak on Feb. 17 as U.S. economic data trailed forecasts and concern mounted that Greece will fail to repay all its debt. The gauge is heading for its lowest closing level since March 16.
Bernanke’s “providing a strong message; we are seeing a very slow second half of the year recovery,” Patrick Legland, the global head of research at Societe Generale SA in Paris said in a Bloomberg Television interview with Francine Lacqua. “Markets are extremely worried because we lack the political will at this stage” to solve the debt crisis in Europe.
The Fed yesterday reiterated a pledge to keep interest rates near zero and said it will complete a $600 billion bond- purchase program as scheduled this month, even as Bernanke said the recovery is progressing “more slowly” than expected. Fed officials lowered their predictions for U.S. growth and employment this year and next, forecasting that the economy will expand 2.7 percent to 2.9 percent in 2011, down from a projection of 3.1 percent to 3.3 percent growth in April.
U.S. Home Sales
A report today will probably show that new home sales in the U.S. dropped in May for the first time in three months as the country’s real-estate market struggles to recover. U.S. house sales decreased 4 percent to a 310,000 annual rate last month, according to the median forecast of 67 economists surveyed by Bloomberg News before the Commerce Department’s report, which is due at 10 a.m. in Washington. Estimates in the Bloomberg survey ranged from 288,000 to 345,000.
European stocks extended their losses after more Americans than forecast filed first-time claims for unemployment insurance last week. A report from the Labor Department showed that 429,000 people filed initial jobless claims in the week ended June 18. That exceeded the median estimate in a Bloomberg survey for 415,000.
Greece Debt Summit
European Union leaders hold a two-day summit in Brussels from today to discuss Greece’s financing needs as the nation attempts to avert a default. European Central Bank President Jean-Claude Trichet yesterday said danger signals for financial stability in the euro area are flashing red as the debt crisis threatens to infect banks. He spoke late yesterday in Frankfurt after a meeting of the European Systemic Risk Board.
Stocks in the U.S. and Europe may drop as much as 11 percent over the next 12 months as growth slows and earnings weaken, according to equity strategists at Exane BNP Paribas.
“Earnings and interest rates, two key drivers for equities, are as good as they are likely to get,” Bert Jansen, a stocks strategist at Exane in Paris, wrote in the report. “With bond yields, interest rates and inflation near record lows and profit margins close to record highs, it is difficult to see what will drive equity markets higher beyond 2011, amid slowing growth.”
Antonis Samaras, leader of the opposition in the Greek parliament, said his party will vote against the government’s new austerity measures, the Financial Times reported, citing an interview. The EU had called for all Greek political parties to support the package of budget cuts and tax increases.
European Services, Manufacturing
European services and manufacturing growth slowed in June more than economists had forecast, adding to signs that the economy is losing some momentum. A composite index based on a survey of euro-area purchasing managers in both industries fell to 53.6 from 55.8 in May, London-based Markit Economics said today. Economists had forecast a drop to 55.2, the median of 16 estimates in a Bloomberg survey showed. A reading above 50 indicates growth.
National benchmark indexes retreated in every western European market that was open today. Austria was closed for a holiday. The U.K.’s FTSE 100 Index slumped 1.5 percent, Germany’s DAX Index declined 1.7 percent and France’s CAC 40 Index declined 2.1 percent.
Bayer slumped 6.3 percent to 54.40 euros, its largest drop in more than two years. The results position apixaban ahead of Bayer’s Xarelto in a race to win approval to provide new stroke- preventing drugs to patients with the condition known as atrial fibrillation, wrote Mark Schoenebaum, an analyst with ISI Group Inc., in a note to investors.
Holcim, Banks Slip
Holcim sank 2 percent to 61.10 Swiss francs after its shares were downgraded to “underperform” from “neutral” at Exane. Separately, prosecutors charged its U.S. unit with discharging sulfur dioxide without a permit in Hagerstown, Maryland. The prosecutors have demanded a fine of $37,000 for each day that Holcim broke the emissions rules, bringing the total to more than $100 million, according to a report by Handelszeitung.
Banks were among the worst performing of the 19 industry groups in the Stoxx 600. Dexia SA (DEXB) lost 3.8 percent to 2.09 euros and Banco Bilbao Vizcaya Argentaria SA (BBVA) declined 4.8 percent to 7.62 euros.
Oil Plunges
Oil and gas shares slumped, with every company in the European gauge for the industry falling. Total SA (FP) sank 1.8 percent to 37.88 euros and BP Plc (BP/) dropped 1.6 percent to 438 pence. Oil for August delivery on the New York Mercantile Exchange declined as much as $5.33 to $90.32 a barrel. The International Energy Agency said it will release 60 million barrels of oil from emergency stockpiles, the third time the agency has coordinated the use of emergency reserves since its founding in 1974.
STMicroelectronics NV tumbled 5.3 percent to 6.47 euros as its chipmaking joint venture with Ericsson AB, ST-Ericsson, announced cost cuts aimed at saving $120 million annually and pushed back the date at which it expects to become profitable.
Temenos Group AG (TEMN) slid 5.1 percent to 24.15 francs after Cheuvreux SA cut its recommendation on the shares to “underperform” from “outperform.”
Bayer AG (BAYN) slumped 6.3 percent as a study showed that rivals Pfizer Inc.’s and Bristol-Myers Squibb Co.’s experimental blood thinner apixaban prevented more strokes than a traditional treatment in patients with irregular heartbeats. Holcim Ltd. (HOLN) fell 2 percent as Exane BNP Paribas advised selling shares of the world’s second-biggest cement maker.
The Stoxx Europe 600 Index Index dropped 1.3 percent to 264.52 at 2:40 p.m. in London. The gauge has tumbled 9.2 percent from this year’s peak on Feb. 17 as U.S. economic data trailed forecasts and concern mounted that Greece will fail to repay all its debt. The gauge is heading for its lowest closing level since March 16.
Bernanke’s “providing a strong message; we are seeing a very slow second half of the year recovery,” Patrick Legland, the global head of research at Societe Generale SA in Paris said in a Bloomberg Television interview with Francine Lacqua. “Markets are extremely worried because we lack the political will at this stage” to solve the debt crisis in Europe.
The Fed yesterday reiterated a pledge to keep interest rates near zero and said it will complete a $600 billion bond- purchase program as scheduled this month, even as Bernanke said the recovery is progressing “more slowly” than expected. Fed officials lowered their predictions for U.S. growth and employment this year and next, forecasting that the economy will expand 2.7 percent to 2.9 percent in 2011, down from a projection of 3.1 percent to 3.3 percent growth in April.
U.S. Home Sales
A report today will probably show that new home sales in the U.S. dropped in May for the first time in three months as the country’s real-estate market struggles to recover. U.S. house sales decreased 4 percent to a 310,000 annual rate last month, according to the median forecast of 67 economists surveyed by Bloomberg News before the Commerce Department’s report, which is due at 10 a.m. in Washington. Estimates in the Bloomberg survey ranged from 288,000 to 345,000.
European stocks extended their losses after more Americans than forecast filed first-time claims for unemployment insurance last week. A report from the Labor Department showed that 429,000 people filed initial jobless claims in the week ended June 18. That exceeded the median estimate in a Bloomberg survey for 415,000.
Greece Debt Summit
European Union leaders hold a two-day summit in Brussels from today to discuss Greece’s financing needs as the nation attempts to avert a default. European Central Bank President Jean-Claude Trichet yesterday said danger signals for financial stability in the euro area are flashing red as the debt crisis threatens to infect banks. He spoke late yesterday in Frankfurt after a meeting of the European Systemic Risk Board.
Stocks in the U.S. and Europe may drop as much as 11 percent over the next 12 months as growth slows and earnings weaken, according to equity strategists at Exane BNP Paribas.
“Earnings and interest rates, two key drivers for equities, are as good as they are likely to get,” Bert Jansen, a stocks strategist at Exane in Paris, wrote in the report. “With bond yields, interest rates and inflation near record lows and profit margins close to record highs, it is difficult to see what will drive equity markets higher beyond 2011, amid slowing growth.”
Antonis Samaras, leader of the opposition in the Greek parliament, said his party will vote against the government’s new austerity measures, the Financial Times reported, citing an interview. The EU had called for all Greek political parties to support the package of budget cuts and tax increases.
European Services, Manufacturing
European services and manufacturing growth slowed in June more than economists had forecast, adding to signs that the economy is losing some momentum. A composite index based on a survey of euro-area purchasing managers in both industries fell to 53.6 from 55.8 in May, London-based Markit Economics said today. Economists had forecast a drop to 55.2, the median of 16 estimates in a Bloomberg survey showed. A reading above 50 indicates growth.
National benchmark indexes retreated in every western European market that was open today. Austria was closed for a holiday. The U.K.’s FTSE 100 Index slumped 1.5 percent, Germany’s DAX Index declined 1.7 percent and France’s CAC 40 Index declined 2.1 percent.
Bayer slumped 6.3 percent to 54.40 euros, its largest drop in more than two years. The results position apixaban ahead of Bayer’s Xarelto in a race to win approval to provide new stroke- preventing drugs to patients with the condition known as atrial fibrillation, wrote Mark Schoenebaum, an analyst with ISI Group Inc., in a note to investors.
Holcim, Banks Slip
Holcim sank 2 percent to 61.10 Swiss francs after its shares were downgraded to “underperform” from “neutral” at Exane. Separately, prosecutors charged its U.S. unit with discharging sulfur dioxide without a permit in Hagerstown, Maryland. The prosecutors have demanded a fine of $37,000 for each day that Holcim broke the emissions rules, bringing the total to more than $100 million, according to a report by Handelszeitung.
Banks were among the worst performing of the 19 industry groups in the Stoxx 600. Dexia SA (DEXB) lost 3.8 percent to 2.09 euros and Banco Bilbao Vizcaya Argentaria SA (BBVA) declined 4.8 percent to 7.62 euros.
Oil Plunges
Oil and gas shares slumped, with every company in the European gauge for the industry falling. Total SA (FP) sank 1.8 percent to 37.88 euros and BP Plc (BP/) dropped 1.6 percent to 438 pence. Oil for August delivery on the New York Mercantile Exchange declined as much as $5.33 to $90.32 a barrel. The International Energy Agency said it will release 60 million barrels of oil from emergency stockpiles, the third time the agency has coordinated the use of emergency reserves since its founding in 1974.
STMicroelectronics NV tumbled 5.3 percent to 6.47 euros as its chipmaking joint venture with Ericsson AB, ST-Ericsson, announced cost cuts aimed at saving $120 million annually and pushed back the date at which it expects to become profitable.
Temenos Group AG (TEMN) slid 5.1 percent to 24.15 francs after Cheuvreux SA cut its recommendation on the shares to “underperform” from “outperform.”
U.S. Stocks Decline Amid European Debt Woes as Jobless Claims Increase
U.S. stocks fell, sending the Standard & Poor’s 500 Index down for a second day, amid concern about the effects of the European debt crisis on banks and as American jobless claims rose more than forecast.
JPMorgan Chase & Co. (JPM) and Citigroup Inc. (C) lost 1.3 percent as European Central Bank President Jean-Claude Trichet said the debt crisis threatens to infect banks. Chevron Corp. (CVX) and Alcoa Inc. (AA) dropped more than 2.4 percent as a rising dollar sent commodities down. Aflac Inc. (AFL), the largest seller of supplemental health insurance, slid 2.1 percent on plans to sell bonds after a $610 million loss on Europe banks.
The S&P 500 slumped 1.4 percent to 1,269.26 at 9:34 a.m. in New York. The decline threatened the 2011 gain for the index, which is up 1 percent this year so far. The Dow Jones Industrial Average fell 160.26 points, or 1.3 percent, to 11,949.41.
“It’s extraordinarily discouraging,” said Randy Bateman, chief investment officer of Huntington Asset Management in Columbus, Ohio, which oversees $14.8 billion. “We’re just ending QE2 and the intent of that was to build employment and sustain the economy. That hasn’t accomplished half of those objectives. The band-aid being placed isn’t really to bailout Greece. It’s to bailout the banks that hold Greek paper. If you lead people to think that their banks are going to be insolvent, that creates more problems.”
Fed Cuts Forecast
The benchmark gauge for American equities yesterday snapped a four-day rally after the Federal Reserve lowered its forecast for economic growth. The S&P 500 has surged 23 percent since Fed Chairman Ben S. Bernanke’s Aug. 27 speech in Jackson Hole, Wyoming through yesterday, where he foreshadowed the second round of bond purchases, known as quantitative easing or QE, to boost the economy. The index has fallen 4.3 percent this month through yesterday amid concern that Greece will default on its debt and weaker-than-expected economic reports.
Global stocks fell today as Trichet said risk signals for financial stability in the euro area are flashing “red” as the debt crisis threatens to infect banks.
“On a personal basis I would say ‘yes, it is red’,” Trichet said late yesterday in Frankfurt after a meeting of the European Systemic Risk Board, referring to the group’s planned “dashboard” to monitor risks. “The message of the board is that” the link between debt problems and banks “is the most serious threat to financial stability in the European Union.”
‘Russia-in-1998’
The Greek crisis has all the elements that dogged Russia during its 1998 default, according to Sergei Ulatov, the resident World Bank economist in Moscow.
“The Greece example reminds me very much of what was happening in Russia in 1998, but on a much larger scale,” Ulatov said in an interview during the Russia and CIS Capital Markets Forum organized by Euromoney in London today.
Stock-futures extended losses before the start of regular trading as a report showed that applications for jobless benefits increased 9,000 in the week ended June 18 to 429,000, Labor Department figures showed today. The level of claims exceeded the highest estimate in a Bloomberg News survey in which the median projection called for 415,000 filings. The number of people on benefit rolls was little changed, while those getting extended payments rose.
Purchases of new houses probably dropped in May for the first time in three months, showing the real-estate market is struggling to gain traction. Sales likely decreased 4 percent to a 310,000 annual rate last month, according to the median forecast of 67 economists surveyed by Bloomberg News. The Commerce Department’s report is due at 10 a.m. in Washington.
Banks Slump
Banks declined. JPMorgan retreated 1.3 percent to $40.17. Citigroup fell 1.3 percent to $38.98.
Aflac slid 2.1 percent to $44.43. The largest seller of supplemental health insurance, slid 1.4 percent after saying it may issue as much as 100 billion yen ($1.24 billion) in debt as it records losses tied to investments in banks from Greece, Ireland and Portugal. The second-quarter losses on the assets will probably be about $610 million, the insurer said today.
Energy and raw material producers slumped as the dollar rose, curbing demand for commodities as alternative investments. Chevron slid 2.4 percent to $98.64. Alcoa dropped 2.8 percent to $14.86.
ConAgra Foods Inc. (CAG) decreased 2.4 percent to $24.80. The food manufacturer reported profit that missed analysts’ estimates. The company said its consumer food unit was “challenged by difficult conditions” in the latest quarter because of higher costs, according to a statement. The company, the maker of Chef Boyardee pasta and Slim Jim snacks, raised prices earlier this year to help offset higher wheat costs. The U.S. Department of Agriculture predicts food prices will rise 4 percent in 2011.
JPMorgan Chase & Co. (JPM) and Citigroup Inc. (C) lost 1.3 percent as European Central Bank President Jean-Claude Trichet said the debt crisis threatens to infect banks. Chevron Corp. (CVX) and Alcoa Inc. (AA) dropped more than 2.4 percent as a rising dollar sent commodities down. Aflac Inc. (AFL), the largest seller of supplemental health insurance, slid 2.1 percent on plans to sell bonds after a $610 million loss on Europe banks.
The S&P 500 slumped 1.4 percent to 1,269.26 at 9:34 a.m. in New York. The decline threatened the 2011 gain for the index, which is up 1 percent this year so far. The Dow Jones Industrial Average fell 160.26 points, or 1.3 percent, to 11,949.41.
“It’s extraordinarily discouraging,” said Randy Bateman, chief investment officer of Huntington Asset Management in Columbus, Ohio, which oversees $14.8 billion. “We’re just ending QE2 and the intent of that was to build employment and sustain the economy. That hasn’t accomplished half of those objectives. The band-aid being placed isn’t really to bailout Greece. It’s to bailout the banks that hold Greek paper. If you lead people to think that their banks are going to be insolvent, that creates more problems.”
Fed Cuts Forecast
The benchmark gauge for American equities yesterday snapped a four-day rally after the Federal Reserve lowered its forecast for economic growth. The S&P 500 has surged 23 percent since Fed Chairman Ben S. Bernanke’s Aug. 27 speech in Jackson Hole, Wyoming through yesterday, where he foreshadowed the second round of bond purchases, known as quantitative easing or QE, to boost the economy. The index has fallen 4.3 percent this month through yesterday amid concern that Greece will default on its debt and weaker-than-expected economic reports.
Global stocks fell today as Trichet said risk signals for financial stability in the euro area are flashing “red” as the debt crisis threatens to infect banks.
“On a personal basis I would say ‘yes, it is red’,” Trichet said late yesterday in Frankfurt after a meeting of the European Systemic Risk Board, referring to the group’s planned “dashboard” to monitor risks. “The message of the board is that” the link between debt problems and banks “is the most serious threat to financial stability in the European Union.”
‘Russia-in-1998’
The Greek crisis has all the elements that dogged Russia during its 1998 default, according to Sergei Ulatov, the resident World Bank economist in Moscow.
“The Greece example reminds me very much of what was happening in Russia in 1998, but on a much larger scale,” Ulatov said in an interview during the Russia and CIS Capital Markets Forum organized by Euromoney in London today.
Stock-futures extended losses before the start of regular trading as a report showed that applications for jobless benefits increased 9,000 in the week ended June 18 to 429,000, Labor Department figures showed today. The level of claims exceeded the highest estimate in a Bloomberg News survey in which the median projection called for 415,000 filings. The number of people on benefit rolls was little changed, while those getting extended payments rose.
Purchases of new houses probably dropped in May for the first time in three months, showing the real-estate market is struggling to gain traction. Sales likely decreased 4 percent to a 310,000 annual rate last month, according to the median forecast of 67 economists surveyed by Bloomberg News. The Commerce Department’s report is due at 10 a.m. in Washington.
Banks Slump
Banks declined. JPMorgan retreated 1.3 percent to $40.17. Citigroup fell 1.3 percent to $38.98.
Aflac slid 2.1 percent to $44.43. The largest seller of supplemental health insurance, slid 1.4 percent after saying it may issue as much as 100 billion yen ($1.24 billion) in debt as it records losses tied to investments in banks from Greece, Ireland and Portugal. The second-quarter losses on the assets will probably be about $610 million, the insurer said today.
Energy and raw material producers slumped as the dollar rose, curbing demand for commodities as alternative investments. Chevron slid 2.4 percent to $98.64. Alcoa dropped 2.8 percent to $14.86.
ConAgra Foods Inc. (CAG) decreased 2.4 percent to $24.80. The food manufacturer reported profit that missed analysts’ estimates. The company said its consumer food unit was “challenged by difficult conditions” in the latest quarter because of higher costs, according to a statement. The company, the maker of Chef Boyardee pasta and Slim Jim snacks, raised prices earlier this year to help offset higher wheat costs. The U.S. Department of Agriculture predicts food prices will rise 4 percent in 2011.
Wednesday, June 22, 2011
U.S. Stocks Little Changed Ahead of Federal Reserve Decision
U.S. stocks were little changed, following a four-day rally for the Standard & Poor’s 500 Index, as the Federal Reserve meets to set its benchmark interest rate and decide whether to increase stimulus measures.
Adobe Systems Inc. (ADBE), the largest maker of graphic-design software, slumped 4.4 percent after forecasting profit that fell short of analysts’ estimates. FedEx Corp. (FDX), operator of the biggest cargo airline and considered a proxy for the economy, added 2.7 percent after forecasting earnings that may top analysts’ estimates as global shipping demand climbs.
The S&P 500 gained 0.1 percent to 1,296.44 at 10:06 a.m. in New York. The benchmark gauge had risen 2.4 percent over the last four days. The Dow Jones Industrial Average retreated 3.44 points, or less than 0.1 percent, to 12,186.57 today.
“It’s a countdown to the Fed’s decision,” said Peter Tuz, president of Chase Investment Counsel in Charlottesville, Virginia, which manages $1.5 billion. “I’m expecting a very muted message. While are certain signs that the economy continues its recovery, there’s also softness,” he said. “The FedEx data today is as good as anything. Boxes are still moving and that’s a sign that business is getting done.”
The S&P 500 retreated 5 percent from this year’s high at the end of April through yesterday amid weaker-than-estimated economic data and concern about Europe’s debt crisis. The index was still up 3 percent in 2011 through yesterday on government stimulus measures and better-than-expected earnings.
Repeat a Pledge
The Federal Reserve will probably affirm a decision to end bond purchases and repeat a pledge to keep the benchmark interest rate close to zero, economists said in a Bloomberg survey before today’s announcement.
The Federal Open Market Committee’s meeting yesterday and today is the last one before Aug. 2, when the Treasury Department says it will no longer be able to borrow to finance government operations unless lawmakers agree to raise the $14.3 trillion debt ceiling. The FOMC will release its statement at 12:30 p.m. in Washington, and Bernanke is scheduled to meet the press at 2:15 p.m.
Adobe fell 4.4 percent to $30.61. The company said profit for the third quarter may be as low as 50 cents a share, compared with the 54-cent average analyst projection, excluding certain items.
FedEx gained 2.7 percent to $91.51. The company said profit in the 12 months through May 2012 will be $6.35 to $6.85 a share, according to a statement today. That compares with an estimate of $6.54 from 26 analysts surveyed by Bloomberg. Net income for the fourth quarter climbed 33 percent to $558 million, or $1.75 a share, from $419 million, or $1.33 a share, a year earlier, the company said.
Adobe Systems Inc. (ADBE), the largest maker of graphic-design software, slumped 4.4 percent after forecasting profit that fell short of analysts’ estimates. FedEx Corp. (FDX), operator of the biggest cargo airline and considered a proxy for the economy, added 2.7 percent after forecasting earnings that may top analysts’ estimates as global shipping demand climbs.
The S&P 500 gained 0.1 percent to 1,296.44 at 10:06 a.m. in New York. The benchmark gauge had risen 2.4 percent over the last four days. The Dow Jones Industrial Average retreated 3.44 points, or less than 0.1 percent, to 12,186.57 today.
“It’s a countdown to the Fed’s decision,” said Peter Tuz, president of Chase Investment Counsel in Charlottesville, Virginia, which manages $1.5 billion. “I’m expecting a very muted message. While are certain signs that the economy continues its recovery, there’s also softness,” he said. “The FedEx data today is as good as anything. Boxes are still moving and that’s a sign that business is getting done.”
The S&P 500 retreated 5 percent from this year’s high at the end of April through yesterday amid weaker-than-estimated economic data and concern about Europe’s debt crisis. The index was still up 3 percent in 2011 through yesterday on government stimulus measures and better-than-expected earnings.
Repeat a Pledge
The Federal Reserve will probably affirm a decision to end bond purchases and repeat a pledge to keep the benchmark interest rate close to zero, economists said in a Bloomberg survey before today’s announcement.
The Federal Open Market Committee’s meeting yesterday and today is the last one before Aug. 2, when the Treasury Department says it will no longer be able to borrow to finance government operations unless lawmakers agree to raise the $14.3 trillion debt ceiling. The FOMC will release its statement at 12:30 p.m. in Washington, and Bernanke is scheduled to meet the press at 2:15 p.m.
Adobe fell 4.4 percent to $30.61. The company said profit for the third quarter may be as low as 50 cents a share, compared with the 54-cent average analyst projection, excluding certain items.
FedEx gained 2.7 percent to $91.51. The company said profit in the 12 months through May 2012 will be $6.35 to $6.85 a share, according to a statement today. That compares with an estimate of $6.54 from 26 analysts surveyed by Bloomberg. Net income for the fourth quarter climbed 33 percent to $558 million, or $1.75 a share, from $419 million, or $1.33 a share, a year earlier, the company said.
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