Friday, July 15, 2011

我能夠負擔的是什麼

在您承諾購買產業之前,首先您應當規劃及預算,以協助您確定您所能夠承擔的數額,以及您欲購買之產業的頂價。作為參考,您支付房屋與汽車分期付款以及其他的付款,不應超過您的每月家庭總收入的三分之一。

您的籌資來源可以是以下所有的或其中的任何組合: 

I.儲蓄

II.從雇員公積金戶口中提出款項
III.金融機構提供的貸款
What Can I Afford

Before you commit to purchase a property, you should first work out a budget to help you determine how much you can afford and the ceiling price on any property you may wish to buy. As a guide, your monthly commitments on paying instalments for your house, car and other payments should not exceed 1/3 of your gross monthly household income.

Your source of funding can be all or any combination of the following:

I.Savings
II.Withdrawal from Employee Provident Fund (EPF) account
III.Loan facility from a financial institution

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